Stearns County property record for 123 Able Ct, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,616 sqft · built 2001 |
| Lot Size | 0.255 acres (11,096 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Sep 2009) |
| Tax Bill | $4,438 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53790-0210 |
| Primary APN | 84-53790-0210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| Gross Area | 1,494 sqft |
| 1st Floor Area | 611 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,096 sqft (0.255 acres) |
| Lot Dimensions | 146 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 123 ABLE CT |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 004 POND VIEW RIDGE FIVE SECTION 11 TOWNSHIP 124 RANGE 029 SECTION 11 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | POND VIEW RIDGE FIVE |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 11308 |
123 Able Ct is owned and occupied by an individual who bought it in September 2009.
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 ABLE CT, SAINT JOSEPH, MN 56374-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2009 · Amount on File |
| Deed Sale | Sep 1, 2009 · Amount on File |
| Prior Sale | May 10, 2000 · Amount on File |
| Deed Document Number | 2009881064 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 123 Able Ct was $4,438 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,438.00 | ||
| 2025 | $343,100 Land $44,600 Building $298,500 | $343,100 Land $44,600 Building $298,500 | |
| 2023 | $3,870.00 | $326,400 Land $44,600 Building $281,800 | $326,400 Land $44,600 Building $281,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Able Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 123 Able Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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