123 7th St N, La Crosse, WI 54601 Property Records

La Crosse County property record for 123 7th St N, La Crosse, WI 54601

Property Summary

Property TypeCommercial
Details2,160 sqft · built 1975
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on Record
Last Sale$950,000 (Dec 2021)
Tax Bill$3,598 (2025)
Deeds & MortgagesNov 2022 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN017-020165-061

Property Details

APN / Parcel Number

Primary APN017-020165-061
Alternative APNs
  • 17 20165 61
  • 51288

Interior

Stories1 Story
Building Area2,160 sqft Gross Area
1st Floor Area2,160 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialConcrete Block
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions145 ft deep x 24.4 ft wide

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Street Address123 7TH ST N
CityLA CROSSE
StateWI
Zip54601-3363
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMZA
Legal DescriptionT BURNS G FARNUM & P BURNS ADDITION LOT 11 EX N 29FT BLOCK 2 SUBJ TO & T/W AGREE IN V1416 P787 & V1475 P111 LOT SZ: 24.396X145.75
Legal Range07W
Legal Township16N
Legal Section32
Legal SubdivisionT BURNS G FARNUM & P BURNS ADDITION
Legal Block2
Legal Lot Number11
JurisdictionLA CROSSE WI
Township / Civil DivisionLA CROSSE
Census Block Group3
Census Block3038
Census Tract300

Owner

Source: La Crosse County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address123 7TH ST N, LA CROSSE, WI 54601-3363
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS STATE BANK
Dec 23, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2021 · Amount on Record
Deed SaleDec 23, 2021 · Amount on Record
Deed Document Number20211786869
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address123 7TH ST N, LA CROSSE, WI 54601-3363
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001801948
DateNov 11, 2022
Instrument1801948
Lender
NameCITIZENS STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateDec 23, 2021
Property Address123 7TH ST N, LA CROSSE, WI 54601-3363
Document Number0001786869
Map ReferenceVL 1416 PG 787
Instrument DateDec 21, 2021
Instrument1786869
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001786870
DateDec 23, 2021
Instrument1786870
Lender
NameCITIZENS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityLa Crosse City
Unified School DistrictLa Crosse School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,598.00 (-1.37%)$200,000 (+13.19%) Land $52,300 Building $147,700$208,500 (+18%)
2023$3,648.00$176,700 Land $52,300 Building $124,400$176,700 Land $52,300 Building $124,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLA CROSSE WATERWORKS
serves 53,000 people · EPA ID WI6320309
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Lynxx Networks, Metronet.

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