123 7th St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 123 7th St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Jul 2025)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:023 L:028`

Property Details

APN / Parcel Number

Primary APN	`BANG M:023 L:028`
Alternative APN	`7705`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
1st Floor Area	1,339 sqft
Basement Area	273 sqft
Unfinished Basement	273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	7705
Street Address	123 7TH ST
City	BANGOR
State	ME
Zip	04401-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	28
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	2
Census Block	2021
Census Tract	700

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 7TH ST, BANGOR, ME 04401-5923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	202520419
Deed Book / Page	17578 / 345
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Jul 31, 2025
Property Address	123 7TH ST, BANGOR, ME 04401-5923
Document Number	0175780345
Book / Page	17578 / 345
Instrument Date	Jul 30, 2025
Instrument	20419
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 7TH ST, BANGOR, ME 04401-5923

Mortgage

Document Number	0000020420
Date	Jul 31, 2025
Instrument	20420

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BANGOR ME
Recording Date	Mar 1, 2022
Property Address	123 7TH ST, BANGOR, ME 04401-5923
Document Number	0163970233
Book / Page	16397 / 233
Instrument Date	Feb 25, 2022
Instrument	5713
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 W PENN ST, PHILADELPHIA, PA 19144-2910

Mortgage

Document Number	0000005714
Date	Mar 1, 2022
Instrument	5714

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00 (+3.58%)	$150,200 (+8.53%) Land $23,900 Building $126,300
2024	$2,567.00 (+5.55%)	$138,400 (+8.98%) Land $22,700 Building $115,700	$184,775
2023	$2,432.00 (+6.62%)	$127,000 (+13.6%) Land $22,700 Building $104,300
2022	$2,281.00	$111,800 Land $22,700 Building $89,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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