Bergen County and Cresskill Borough property record for 123 5th St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,792 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (Nov 2025) |
| Tax Bill | $13,678 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00048-0000-00659 |
| Primary APN | 08-00048-0000-00659 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 073600 |
|---|---|
| Street Address | 123 5TH ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 50X100 2LT L660 |
| Legal Subdivision | CRESSKILL PARK |
| Legal Block | 48 |
| Legal Lot Number | 659 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8002 |
123 5th St is owned and occupied by two individuals who bought it in November 2025.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 5TH ST, CRESSKILL, NJ 07626-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC |
| Aug 17, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on File |
| Deed Sale | Nov 5, 2025 · Amount on File |
| Prior Sale | Aug 17, 2023 · Amount on File |
| Deed Document Number | 202574978 |
| Deed Book / Page | 5637 / 1707 |
| Prior Transfer Date | Jul 31, 2008 |
| Prior Transfer Doc | 0095980216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 5, 2025 |
| Property Address | 123 5TH ST, CRESSKILL, NJ 07626-2001 |
| Document Number | 0056371707 |
| Book / Page | 5637 / 1707 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025074978 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,111.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Name | Verified Name |
|---|---|
| Address | 123 5TH ST, CRESSKILL, NJ 07626-2001 |
| Document Number | 2025074979 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025074979 |
| Name | TOMO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 17, 2023 |
| Property Address | 123 5TH ST, CRESSKILL, NJ 07626-2001 |
| Document Number | 0050600699 |
| Book / Page | 5060 / 699 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023053549 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,724.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 RANCOCAS DR, BRICK, NJ 08724-4417 |
| Name | Verified Name |
|---|---|
| Address | 123 5TH ST, CRESSKILL, NJ 07626-2001 |
| Document Number | 2023053550 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023053550 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 123 5TH ST, CRESSKILL, NJ 07626-2001 |
| Document Number | 0027871068 |
| Book / Page | 002787 / 001068 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 123 5TH ST CRESSKILL NJ 076262001, CRESSKILL, NJ 07626-2001 |
| Document Number | 0027871068 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 002787/001068 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 123 5th St was $13,678, up 6.1% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,000 (+14.96%) Land $355,000 Building $338,000 | $693,000 (+14.96%) Land $355,000 Building $338,000 | |
| 2025 | $13,678.00 (+6.1%) | $602,800 Land $287,500 Building $315,300 | $602,800 Land $287,500 Building $315,300 |
| 2024 | $12,892.00 | ||
| 2023 | $439,500 (+7.67%) Land $227,500 Building $212,000 | $439,500 (+7.67%) Land $227,500 Building $212,000 | |
| 2022 | $9,825.00 (+3.99%) | $408,200 Land $205,000 Building $203,200 | $408,200 Land $205,000 Building $203,200 |
| 2021 | $9,448.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 123 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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