123 42nd St NW, Bradenton, FL 34209 Property Records

Manatee County property record for 123 42nd St NW, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1985
Lot Size	0.189 acres (8,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (May 2009)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35650-0005-0`

Property Details

APN / Parcel Number

Primary APN	`35650-0005-0`
Alternative APN	`3417283565000050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,220 sqft (0.189 acres)
Lot Dimensions	137 ft deep x 60 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	123 42ND ST NW
City	BRADENTON
State	FL
Zip	34209-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-6
Legal Description	LOT 53 BLK E HARBOR CREST PI#35650.0005/0
Legal Range	17E
Legal Township	34S
Legal Section	28
Legal Subdivision	HARBOR CREST
Legal Tract	03561200
Legal Block	E
Legal Lot Number	53
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1023
Census Tract	1202

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 42ND ST NW, BRADENTON, FL 34209-2027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2009 · Amount on Record
Deed Sale	May 5, 2009 · Amount on Record
Prior Sale	Apr 9, 2001 · Amount on Record
Deed Document Number	20092696150
Deed Book / Page	2297 / 1914
Prior Transfer Date	Apr 29, 2009
Prior Transfer Doc	0022971914
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	123 42ND ST NW, BRADENTON, FL 34209-2027
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 42ND ST NW, BRADENTON, FL 34209-2027

Mortgage

Document Number	202141012913
Date	Feb 1, 2021
Instrument	202141012913

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	123 42ND ST NW, BRADENTON, FL 34209-2027
Document Number	0027003043
Book / Page	002700 / 003043
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 42ND ST NW BRADENTON FL 342092027, BRADENTON, FL 34209-2027

Mortgage

Document Number	0027003043
Date	Nov 9, 2017
Book Page	002700/003043
Instrument	41106223

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,441 (+2.7%)	$331,434 (-) Land $63,750 Building $267,684
2025	$1,831.00 (+4.09%) Homeowner's exemption	$146,486 (+5.99%)	$331,434 (-9.73%) Land $63,750 Building $267,684
2024	$1,759.00 (+2.81%)
2023	$1,711.00 (+3.38%) Homeowner's exemption	$138,212 (+3%)	$367,149 (+28.9%) Land $56,100 Building $311,049
2022	$1,655.00 Homeowner's exemption	$134,186	$284,839 Land $55,000 Building $229,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 units insured incl. 6 condo units
Nearby Flood Claims	22 (1982–2024)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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