123 3rd Ave SW, Cresco, IA 52136 Property Records

Howard County property record for 123 3rd Ave SW, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,483 sqft · built 1887
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Mar 2023 Sale May 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`320013703000000`

Property Details

APN / Parcel Number

Primary APN	`320013703000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Basement Area	396 sqft
Unfinished Basement	396 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Mixed
Garage Area	1,536 sqft
Parking Spaces	5 Parking Spaces
Patio Area	160 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	123 3RD AVE SW
City	CRESCO
State	IA
Zip	52136-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 37 CRESCO PLAT
Legal Block	37
Legal Lot Number	3
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1119
Census Tract	960100

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 3RD AVE SW, CRESCO, IA 52136-1855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Affidavit, Transfer
May 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2022
Transfer Doc	0000001995
Record Updated	Sep 20, 2026

March 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HOWARD IA
Recording Date	Mar 9, 2023
Property Address	123 3RD AVE SW, CRESCO, IA 52136-1855
Document Number	002023/283
Book / Page	2023 / 283
Instrument Date	Jan 30, 2023
Instrument	2023 283
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 3RD AVE SW, CRESCO, IA 52136-1855

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	123 3RD AVE SW, CRESCO, IA 52136-1855
Transaction Type	Mortgage
Record Updated	Jun 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/722
Date	May 29, 2019
Book Page	2019/722
Instrument	722

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 Homeowner's exemption	$134,400 (+24.1%) Land $4,500 Building $129,900	$134,400 (+24.1%) Land $4,500 Building $129,900
2024	$1,806.00 (+7.12%)
2023		$108,300 (+23.8%) Land $4,500 Building $103,800	$108,300 (+23.8%) Land $4,500 Building $103,800
2022	$1,686.00 Homeowner's exemption	$87,480 Land $4,500 Building $82,980
2021			$87,480 Land $4,500 Building $82,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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