Houston County property record for 123 3rd Ave SE, Spring Grove, MN 55974
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,281 sqft · built 1922 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Oct 2018) |
| Tax Bill | $1,758 (2026) |
| Deeds & Mortgages | Aug 2020 Refinance Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0456.000 |
| Primary APN | 26.0456.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,281 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Attic | Attic |
| Attic Area | 291 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Unfinished Basement | 832 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 123 3RD AVE SE |
|---|---|
| City | SPRING GROVE |
| State | MN |
| Zip | 55974-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-101 RANGE-007 LOT-022 .17 AC PT SE1/4 SE1/4 COM 14.7 FT S OF SW COR LOT 22 ONSGARD ADD'S TH S 60 FT; E 131 FT; N |
| Legal Range | 07 |
| Legal Township | 101 |
| Legal Section | 11 |
| Legal Subdivision | ONSGARD ADD |
| Legal Lot Number | 22 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | SPRING GROVE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20900 |
123 3rd Ave SE is owned and occupied by an individual who bought it in October 2018.
Source: Houston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 3RD AVE SE, SPRING GROVE, MN 55974-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ESB BANK |
| Oct 30, 2018 | Warranty Deed, Transfer ESB BANK |
| Oct 30, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage WAUKON STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on File |
| Deed Sale | Oct 30, 2018 · Amount on File |
| Prior Sale | Oct 27, 2006 · Amount on File |
| Deed Document Number | 2018292666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 123 3RD AVE SE, SPRING GROVE, MN 55974-1303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A299104 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | A299104 |
| Name | ESB BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Oct 30, 2018 |
| Property Address | 123 3RD AVE SE, SPRING GROVE, MN 55974-1303 |
| Document Number | A292666 |
| Instrument Date | Oct 15, 2018 |
| Instrument | A292666 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 3RD AVE SE, SPRING GROVE, MN 55974-1303 |
| Document Number | A292667 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | A292667 |
| Name | ESB BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 123 3RD AVE SE, SPRING GROVE, MN 55974-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 289317 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 289317 |
| Name | WAUKON STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUKON, IA 52172 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Dec 27, 2022 |
The 2026 property tax bill for 123 3rd Ave SE was $1,758 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Spring Grove City |
| Unified School District | Spring Grove School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,758.00 Homeowner's exemption | $134,700 Land $20,800 Building $113,900 | $134,700 Land $20,800 Building $113,900 |
| 2025 | $1,758.00 | ||
| 2023 | $1,038.00 Homeowner's exemption | $117,400 Land $6,700 Building $110,700 | $117,400 Land $6,700 Building $110,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 3rd Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 123 3rd Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spring Grove serves 1,291 people · EPA ID MN1280010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spring Grove Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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