123 178th Street Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 123 178th Street Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,440 sqft · built 2006
Lot Size	0.09 acres (3,910 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Dec 2025)
Tax Bill	$5,538 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500346-0-640`

Property Details

APN / Parcel Number

Primary APN	`500346-0-640`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	2,872 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,910 sqft (0.09 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	123 178TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCOR
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 12 PLAT BRECKENRIDGE LOT 64 TOG/W UND INT IN TRS A THRU G EASE OF RECORD OUT OF 03-19-33-1-002 SEG 2006-0272 JU 8/30/05JU
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	BRECKENRIDGE
Legal Tract	A
Legal Lot Number	64
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1001
Census Tract	71416

Owner

123 178th Street Ct E is owned and occupied by two individuals who bought it in December 2025.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 5, 2025	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 15, 2021	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 11, 2017	Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Jul 11, 2017 · Amount on File
Deed Document Number	2025648
Prior Transfer Date	Mar 10, 2021
Prior Transfer Doc	0000000486
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629

Mortgage

Document Number	0001080068
Date	Jan 8, 2024
Instrument	202401080068

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 5, 2025
Property Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629
Document Number	0012050648
Map Reference	DOC 200508175003
Instrument Date	Dec 4, 2025
Instrument	202512050648
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,840.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629

Mortgage

Document Number	0012050649
Date	Dec 5, 2025
Instrument	202512050649

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0012050650
Date	Dec 5, 2025
Instrument	202512050650

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 15, 2021
Property Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629
Document Number	0003150486
Map Reference	DOC 200508175003
Instrument Date	Mar 10, 2021
Instrument	202103150486
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 11, 2017
Property Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629
Document Number	0007110774
Map Reference	DOC200508175003
Instrument Date	Jul 6, 2017
Instrument	201707110774
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FATCO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 178TH STREET CT E, SPANAWAY, WA 98387-4629

Mortgage

Document Number	0007110775
Date	Jul 11, 2017
Instrument	201707110775

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Mortgage

Document Number	0007110776
Date	Jul 11, 2017
Instrument	201707110776

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 123 178th Street Ct E was $5,538, up 0.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,538.00 (+0.31%)	$482,800 (-0.94%) Land $141,500 Building $341,300	$482,800 (-0.94%) Land $141,500 Building $341,300
2025	$5,521.00 (+4.33%)	$487,400 (+8.02%) Land $146,800 Building $340,600	$487,400 (+8.02%) Land $146,800 Building $340,600
2024	$5,292.00 (-4.72%)	$451,200 (-6.78%) Land $151,000 Building $300,200	$451,200 (-6.78%) Land $151,000 Building $300,200
2023	$5,554.00	$484,000 Land $145,700 Building $338,300	$484,000 Land $145,700 Building $338,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 178th Street Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 178th Street Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve, Verizon.

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