12296 W NC 97, Middlesex, NC 27557 Property Records

Nash County property record for 12296 W NC 97, Middlesex, NC 27557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,079 sqft · built 2007
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Mar 2024)
Tax Bill	$2,789 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`273600-12-5873`

Property Details

APN / Parcel Number

Primary APN	`273600-12-5873`
Alternative APNs	`100952` `345662` `355085` `70289` `83321` `95647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,079 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	89,298 sqft (2.05 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	95647
Street Address	12296 W NC 97
City	MIDDLESEX
State	NC
Zip	27557-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1M
Legal Description	2.05 AC,LT 1, CARIVEAU AC,1H,LT 1,CARIVEAU
Legal Lot Number	1
Jurisdiction	NASH NC
Township / Civil Division	DRY WELLS
Census Block Group	3
Census Block	3014
Census Tract	11502

Owner

12296 W NC 97 is owned and occupied by an individual who bought it in March 2024.

Source: Nash County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	12296 W NC 97, MIDDLESEX, NC 27557-8168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 22, 2024	Warranty Deed, Transfer
Jun 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Book / Page	3338 / 534
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	12296 W NC 97, MIDDLESEX, NC 27557-8168
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12296 W 97, MIDDLESEX, NC 27557

Mortgage

Document Number	003341/360
Date	Apr 8, 2024
Book Page	3341/360

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 15, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Feb 22, 2024
Property Address	12296 W NC 97, MIDDLESEX, NC 27557-8168
Document Number	003332/868
Book / Page	3332 / 868
Map Reference	MB 45 PG 47
Instrument Date	Feb 22, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13026 SOCIAL PLAIN RD, MIDDLESEX, NC 27557-8175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12296 W NC 97, MIDDLESEX, NC 27557-8168

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jun 21, 2021
Property Address	12296 W NC 97, MIDDLESEX, NC 27557-8168
Document Number	003138/713
Book / Page	3138 / 713
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5009 S DORCHESTER AVE, CHICAGO, IL 60615-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11936 W NC 97, MIDDLESEX, NC 27557-8146

Tax Assessment & Valuation

The 2026 property tax bill for 12296 W NC 97 was $2,789, up 0.4% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,789.00 (+0.36%)	$388,720 (+13.09%) Land $37,760 Building $350,960	$388,720 (-) Land $37,760 Building $350,960
2025	$2,779.00	$343,720	$388,720
2023	$2,460.00	$275,080	$275,080 Land $65,420 Building $209,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12296 W NC 97 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12296 W NC 97 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W NC 97

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