12295 Sumter Square Dr E, Jacksonville, FL 32218 Property Records

Duval County property record for 12295 Sumter Square Dr E, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,078 sqft · built 2002
Lot Size0.258 acres (11,257 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Jan 2023)
Tax Bill$4,235 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jan 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN019699-0775

Property Details

APN / Parcel Number

Primary APN019699-0775

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,078 sqft Living Area
Gross Area2,507 sqft
1st Floor Area2,078 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,257 sqft (0.258 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area30 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12295 SUMTER SQUARE DR E
CityJACKSONVILLE
StateFL
Zip32218-6123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description53-79 38-1N-26E .27 CEDAR NORTH PHASE 1 LOT 126
Legal Range26E
Legal Township01N
Legal Section38
Legal SubdivisionCEDAR NORTH PHASE I
Legal Phase1
Legal Block1
Legal Lot Number126
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group1
Census Block1005
Census Tract10307

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CMG MORTGAGE INC
Jan 18, 2023Warranty Deed, Transfer · VA Mortgage
CMG MORTGAGE INC
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
DELMAR FINANCIAL CO
Dec 23, 2019Grant Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD
May 10, 2019Grant Deed, Foreclosure
ATTORNEY ONLY
Apr 30, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2023 · Amount on Record
Deed SaleJan 18, 2023 · Amount on Record
Prior SaleDec 23, 2019 · Amount on Record
Deed Document Number202311363
Deed Book / Page20557 / 160
Prior Transfer DateApr 26, 2019
Prior Transfer Doc0187740469
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123

Mortgage

Document Number0205570184
DateJan 18, 2023
Book Page20557/184
Instrument2023011365
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 18, 2023
Property Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123
Document Number0205570160
Book / Page20557 / 160
Map ReferenceMB 53 PG 79&79A-79H
Instrument DateJan 17, 2023
Instrument2023011363
Transaction TypeTransfer
Record UpdatedJan 27, 2023
Title CompanyMILESTONE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9092 READING AVE, WESTMINSTER, CA 92683-4743

Transferred To (Grantee/Buyer)

NameVerified Name
Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123

Mortgage

Document Number0205570162
DateJan 18, 2023
Book Page20557/162
Instrument2023011364
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9092 READING AVE, WESTMINSTER, CA 92683-4743

Mortgage

Document Number0197402047
DateMay 27, 2021
Book Page19740/2047
Instrument2021134590
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUVAL FL
Recording DateDec 23, 2019
Property Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123
Document Number0190462178
Book / Page019046 / 002178
Instrument DateDec 6, 2019
Instrument291877
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,078.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9092 READING AVE WESTMINSTER CA 926834743, WESTMINSTER, CA 92683-4743

Mortgage

Document Number190462180
DateDec 23, 2019
Book Page019046/002180
Instrument291878
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

May 2019: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionDUVAL FL
Recording DateMay 10, 2019
Property Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123
Document Number0187872061
Book / Page018787 / 002061
Instrument DateMay 6, 2019
Instrument109252
Transaction TypeForeclosure
Record UpdatedMay 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

April 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDUVAL FL
Recording DateApr 30, 2019
Property Address12295 SUMTER SQUARE DR E, JACKSONVILLE, FL 32218-6123
Document Number0187740469
Book / Page018774 / 000469
Instrument DateApr 26, 2019
Instrument98935
Transaction TypeForeclosure
Record UpdatedMay 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9990 RICHMOND AVE #400S HOUSTON TX 770428500, 400S, HOUSTON, TX 77042-8500
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,546 (-4.66%) Land $67,293 Building $180,253$247,546 (-4.66%) Land $67,293 Building $180,253
2025$4,235.00 (+6.11%) Homeowner's exemption$259,653 (+3.8%) Land $65,000 Building $194,653$259,653 (+3.8%) Land $65,000 Building $194,653
2024$3,991.00 (-2.73%)
2023$4,103.00 (+15.87%)$250,145 (+9.63%) Land $54,000 Building $196,145$250,145 (+9.63%) Land $54,000 Building $196,145
2022$3,541.00$228,166 Land $50,000 Building $178,166$228,166 Land $50,000 Building $178,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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