12295 State Hwy 172, Ignacio, CO 81137 Property Records

La Plata County property record for 12295 State Hwy 172, Ignacio, CO 81137

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 2 ba · 2,624 sqft · built 1997
Lot Size	39 acres (1,700,582 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Nov 2022)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`5901-292-00-162`

Property Details

APN / Parcel Number

Primary APN	`5901-292-00-162`
Alternative APN	`R019289`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,624 sqft Gross Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Rustic
Lot Area	1,700,582 sqft
Garage Type	Detached
Garage Area	1,080 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	368 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R019289
Street Address	12295 STATE HIGHWAY 172
City	IGNACIO
State	CO
Zip	81137-9704
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	SECTION: 29 TOWNSHIP: 34 RANGE: 7 SW4 NW4 12295 ST HWY 172 IGNACIO 81137
Legal Range	07
Legal Township	34
Legal Section	29
Legal Block	1
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	1
Census Block	1042
Census Tract	940300

Owner

12295 State Hwy 172, an agricultural property, is owned by an individual who bought it in November 2022.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	406 W PLATA AVE, MESA, AZ 85210
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Nov 22, 2022	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Jan 8, 1993 · Amount on File
Deed Document Number	20221217480
Prior Transfer Date	Dec 14, 2016
Prior Transfer Doc	0001122298
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	12295 STATE HIGHWAY 172, IGNACIO, CO 81137-9704
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 W PLATA AVE, MESA, AZ 85210-8331

Mortgage

Document Number	0001218262
Date	Dec 27, 2022
Instrument	1218262

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 22, 2022
Property Address	12295 STATE HIGHWAY 172, IGNACIO, CO 81137-9704
Document Number	0001217480
Instrument Date	Nov 16, 2022
Instrument	1217480
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W PLATA AVE, MESA, AZ 85210

Tax Assessment & Valuation

The 2025 property tax bill for 12295 State Hwy 172 was $2,091.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Ignacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,750 (-3.32%) Land $850 Building $39,900	$550,860 (-) Land $3,380 Building $547,480
2025	$2,091.00	$42,150 Land $910 Building $41,240	$550,860 Land $3,380 Building $547,480
2023	$1,320.00 (+20.99%)	$35,230 (+9.99%) Land $940 Building $34,290	$456,680 (+16.17%) Land $3,530 Building $453,150
2022	$1,091.00	$32,030 Land $970 Building $31,060	$393,110 Land $3,640 Building $389,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12295 State Hwy 172 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12295 State Hwy 172 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 49% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA PLATA ARCHULETA WATER DISTRICT serves 510 people · EPA ID CO0134191
Water Source	Purchased surface water from TOWN OF BAYFIELD
Last State Inspection	Jun 2023
Lead	11 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Southern Ute Shared Services.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 172

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