12295 Curry Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 12295 Curry Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,582 sqft · built 1985
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Apr 2020)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Apr 2020 Sale Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1306-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1306-0040`
Alternative APNs	`00695331` `695331`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00695331
Street Address	12295 CURRY DR
City	SPRING HILL
State	FL
Zip	34608-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1306 LOT 4
Legal Range	18E
Legal Township	23S
Legal Section	05
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1306
Legal Lot Number	4
Legal Unit	20
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41003

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10577 WOODLAND WATERS BLVD, WEEKI WACHEE, FL 34613-6418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Warranty Deed, Transfer NORTH AMERICAN TITLE
Jun 7, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Mar 14, 2013 · Amount on Record
Deed Document Number	2020024770
Deed Book / Page	3831 / 1592
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 21, 2020
Property Address	12295 CURRY DR, SPRING HILL, FL 34608-1410
Document Number	0038311592
Book / Page	003831 / 001592
Instrument Date	Apr 9, 2020
Instrument	24770
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10577 WOODLAND WATERS BLVD WEEKI WACHEE FL 346136418, WEEKI WACHEE, FL 34613-6418

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12295 CURRY DR, SPRING HILL, FL 34608-1410
Document Number	0035930513
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12295 CURRY DR SPRING HILL FL 346081410, SPRING HILL, FL 34608-1410

Mortgage

Document Number	0035930513
Date	Jun 13, 2018
Book Page	003593/000513
Instrument	36160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (+6.52%)	$154,084 (+21%)	$175,781 (+4.6%) Land $38,500 Building $137,281
2023		$127,342 (-16.7%) Land $127,342
2022	$2,192.00	$152,867 Land $19,800 Building $133,067	$168,043 Land $30,500 Building $137,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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