12295 Bigelow Rd, Dundee, MI 48131 Property Records

Monroe County property record for 12295 Bigelow Rd, Dundee, MI 48131

Property Summary

Property Type	Single Family Home
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Apr 2015)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-109-012-10`

Property Details

APN / Parcel Number

Primary APN	`04-109-012-10`

Exterior

Lot Area	79,715 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12295 BIGELOW RD
City	DUNDEE
State	MI
Zip	48131-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16I32-654 SEC 9 T6S R7E 1.8316 AC COM AT INT OF CLS OF BIGELOW RD & PLANK RD TH ALG CL OF BIGELOW RD FOLL (2) COURSES S 89
Legal Range	07E
Legal Township	06S
Legal Section	89
Jurisdiction	MONROE MI
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1027
Census Tract	830802

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12295 BIGELOW RD, DUNDEE, MI 48131-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2015 · Amount on Record
Deed Sale	Apr 20, 2015 · Amount on Record
Deed Document Number	20158675
Last Transfer Date	Feb 1, 2021
Transfer Doc	0000006323
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jun 10, 2026
Property Address	12295 BIGELOW RD, DUNDEE, MI 48131-9751
Document Number	0000010272
Instrument Date	Jun 4, 2026
Instrument	202610272
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12295 BIGELOW RD, DUNDEE, MI 48131-9751

Mortgage

Document Number	0000010272,
Date	Jun 10, 2026
Instrument	202610272

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12295 BIGELOW RD, DUNDEE, MI 48131-9751
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12295 BIGELOW RD, DUNDEE, MI 48131-9751

Mortgage

Document Number	0000008914
Date	Apr 21, 2022
Instrument	2022R08914

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	DUNDEE, MI 48131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12295 BIGELOW RD, DUNDEE, MI 48131-9751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001011
Date	Jan 18, 2018
Instrument	2018R01011

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Mar 25, 2022
Property Address	12295 BIGELOW RD, DUNDEE, MI 48131-9751
Document Number	0000006323
Instrument Date	Feb 1, 2021
Instrument	2022R06323
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12295 BIGELOW RD, 12295, DUNDEE, MI 48131-9751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12295 BIGELOW RD, DUNDEE, MI 48131-9751

Mortgage

Document Number	0000006324
Date	Mar 25, 2022
Instrument	2022R06324

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Dundee Township
Unified School District	Dundee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,960 (+12.17%) Land $94,960	$189,920 (+12.17%) Land $189,920
2025	$2,218.00 (+14.21%) Homeowner's exemption	$84,660 (+22.34%) Land $84,660	$169,320 (+22.34%) Land $169,320
2023	$1,942.00 Homeowner's exemption	$69,200	$138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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