Tulare County property record for 12295 Ave 322, Visalia, CA 93291
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,342 sqft · built 1970 |
| Lot Size | 0.483 acres (21,029 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (May 2017) |
| Tax Bill | $2,959 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 078-090-007-000 |
| Primary APN | 078-090-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,342 sqft Living Area |
| 1st Floor Area | 2,342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Lot Area | 21,029 sqft (0.483 acres) |
| Patio Area | 270 sqft |
| Street Address | 12295 AVENUE 322 |
|---|---|
| City | VISALIA |
| State | CA |
| Zip | 93291-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | TRACT 111 LOT 7 |
| Legal Tract | 111 |
| Legal Lot Number | 7 |
| Jurisdiction | TULARE CA |
| Township / Civil Division | VISALIA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 902 |
12295 Ave 322 is owned and occupied by two individuals who bought it in May 2017.
Source: Tulare County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12295 AVENUE 322, VISALIA, CA 93291-9243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| May 1, 2017 | Grant Deed, Transfer · FHA Mortgage RESIDENTIAL BANCORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2017 · Amount on File |
| Deed Sale | May 1, 2017 · Amount on File |
| Prior Sale | Aug 24, 2016 · Amount on File |
| Deed Document Number | 201724049 |
| Prior Transfer Date | Sep 21, 2012 |
| Prior Transfer Doc | 0000062155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULARE CA |
| Property Address | 12295 AVENUE 322, VISALIA, CA 93291-9243 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12295 AVENUE 322, VISALIA, CA 93291-9243 |
| Document Number | 0000036855 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-0036855 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TULARE CA |
| Recording Date | May 1, 2017 |
| Property Address | 12295 AVENUE 322, VISALIA, CA 93291-9243 |
| Document Number | 0000024049 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 24049 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Title Company | MAIN STREET ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12295 AVENUE 322 VISALIA CA 932919243, VISALIA, CA 93291-9243 |
| Document Number | 24050 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 24050 |
| Name | RESIDENTIAL BANCORP |
|---|---|
| Type | Mortgage Company |
| Address | DIAMOND BAR, CA 91765 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2047 |
The 2025 property tax bill for 12295 Ave 322 was $2,959.
Source: Tulare County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tulare County |
| Unified School District | Visalia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $278,188 (+2%) Land $82,864 Building $195,324 | |
| 2025 | $2,959.00 | $272,735 Land $81,240 Building $191,495 |
| 2023 | $2,795.00 (+3.17%) | $262,147 Land $78,087 Building $184,060 |
| 2022 | $2,709.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12295 Ave 322 in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12295 Ave 322 is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNRISE MUTUAL WATER CO. private · serves 109 people · EPA ID CA5400881 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 400 / 50 |
| OACYS Technology Fixed Wireless | 100 / 30 |
May also be available: AT&T, T-Mobile, Verizon, Wireless Internet Services, Xfinity.
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