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12292 Ronald St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12292 Ronald St, Spring Hill, FL 34609 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,704 sqft · built 1991
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$316,000 (Jun 2026)
Tax Bill$2,549 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5160-1061-0140

Property Details

APN / Parcel Number

Primary APNR32-323-17-5160-1061-0140
Alternative APNs
  • 00583112
  • 583112

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,704 sqft Living Area
Gross Area2,438 sqft
1st Floor Area1,704 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1998
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchScreened Porch
Porch Area848 sqft
Deck Area72 sqft
Patio Area44 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00583112
Street Address12292 RONALD ST
CitySPRING HILL
StateFL
Zip34609-2050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 16 BLK 1061 LOT 14
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 16
Legal Block1061
Legal Lot Number14
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3043
Census Tract41006

Owner

Source: Hernando County records · APN R32-323-17-5160-1061-0140

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12292 RONALD ST, SPRING HILL, FL 34609-2050
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer · VA Mortgage
INNOVATIVE MORTGAGE SERVICES
Jan 03, 2020Warranty Deed, Transfer · VA Mortgage
MIDFLORIDA CU
Sep 10, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 24, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2026 · Amount on Record
Deed SaleJun 23, 2026 · Amount on Record
Prior SaleJan 03, 2020 · Amount on Record
Deed Document Number202642771
Deed Book / Page4726 / 1346
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 23, 2026
Property Address12292 RONALD ST, SPRING HILL, FL 34609-2050
Document Number0000042771
Book / Page4726 / 1346
Instrument DateJun 18, 2026
Instrument202642771
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyCAPITAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$223,412.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12292 RONALD ST, SPRING HILL, FL 34609-2050
InvestorPossibly a Property Investor

Mortgage

Document Number0000042772,
DateJun 23, 2026
Instrument202642772
Lender
NameINNOVATIVE MORTGAGE SERVICES
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.37%
Max Rate-1%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 03, 2020
Property Address12292 RONALD ST, SPRING HILL, FL 34609-2050
Document Number0037911679
Book / Page003791 / 001679
Instrument DateDec 31, 2019
Instrument441
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyTROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,327.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12292 RONALD ST SPRING HILL FL 346092050, SPRING HILL, FL 34609-2050

Mortgage

Document Number37911681
DateJan 03, 2020
Book Page003791/001681
Instrument442
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33801
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 02, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 10, 2019
Property Address12292 RONALD ST, SPRING HILL, FL 34609-2050
Document Number0037481875
Book / Page003748 / 001875
Instrument DateSep 09, 2019
Instrument56492
Transaction TypeTransfer
Record UpdatedOct 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3907 SPRING HILL FL 346113907, SPRING HILL, FL 34611-3907

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address12292 RONALD ST, SPRING HILL, FL 34609-2050
Document Number0035780246
Instrument DateApr 24, 2018
Transaction TypeMortgage
Record UpdatedMay 30, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12292 RONALD ST SPRING HILL FL 346092050, SPRING HILL, FL 34609-2050

Mortgage

Document Number0035780246
DateApr 30, 2018
Book Page003578/000246
Instrument25982
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,549.00 (+39.75%) Homeowner's exemption Veteran's exemption$174,590 (+5.99%)$264,570 (+2.41%) Land $38,500 Building $226,070
2023$164,728 (+3%) Land $164,728
2022$1,824.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$159,930$258,353 Land $32,000 Building $226,353

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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