Isle Of Wight County property record for 12292 Comet Rd, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,982 sqft · built 1998 |
| Lot Size | 4.04 acres (175,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $498,500 (Jul 2010) |
| Tax Bill | $5,261 (2026) |
| Deeds & Mortgages | Jan 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10-002A |
| Primary APN | 19-10-002A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| 1st Floor Area | 3,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 175,982 sqft (4.04 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12292 COMET RD |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-2752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAC |
| Legal Description | TR 2A THE CHRISTMAS TREE FARM PLAT 2-24-8 |
| Legal Subdivision | CHRISTMAS TREE FARM 02 |
| Legal Tract | 2A |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | HARDY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 280200 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12292 COMET RD, SMITHFIELD, VA 23430-2752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2010 · Amount on Record |
| Deed Sale | Jul 7, 2010 · Amount on Record |
| Prior Sale | Dec 20, 2001 · Amount on Record |
| Deed Document Number | 20103013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 12292 COMET RD, SMITHFIELD, VA 23430-2752 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250000046 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 250000046 |
| Name | BAYPORT CU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,261.00 (+4.51%) | $649,600 (-) Land $61,300 Building $588,300 | $649,600 (-) Land $61,300 Building $588,300 |
| 2025 | $5,034.00 | $649,600 (-) Land $61,300 Building $588,300 | $649,600 (-) Land $61,300 Building $588,300 |
| 2023 | $649,600 Land $61,300 Building $588,300 | $649,600 Land $61,300 Building $588,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1998–2006) |
| Most Recent Claim | Oct 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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