12291 Ferry Rd, Boonville, MO 65233 Property Records

Cooper County property record for 12291 Ferry Rd, Boonville, MO 65233

Property Summary

Property Type	Rural Home
Details	3,106 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$356,440 (Apr 2025)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-3.0-06-000-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`10-3.0-06-000-000-007.000`

Interior

Stories	1 Story
Building Area	3,106 sqft Adjusted Area
1st Floor Area	2,079 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12291 FERRY RD
City	BOONVILLE
State	MO
Zip	65233-2508
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SP...POB E 400, S 500, NW 420, NE 500 POB
Legal Range	17W
Legal Township	48N
Legal Section	06
Jurisdiction	COOPER MO
Township / Civil Division	BOONVILLE
Census Block Group	3
Census Block	3024
Census Tract	950500

Owner

12291 Ferry Rd, a rural home, is owned and occupied by two individuals who bought it in April 2025.

Source: Cooper County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12291 FERRY RD, BOONVILLE, MO 65233-2508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 10, 2018	Deed, Transfer CITIZENS COMM BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Sep 10, 2018 · Amount on File
Deed Document Number	2025848
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	0020182130
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Property Address	12291 FERRY RD, BOONVILLE, MO 65233-2508
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12291 FERRY RD, BOONVILLE, MO 65233-2508

Mortgage

Document Number	0020250849
Date	Apr 21, 2025
Instrument	2025-0849

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOPER MO
Property Address	12291 FERRY RD, BOONVILLE, MO 65233-2508
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17843 STEWART DR, BOONVILLE, MO 65233-2755

Mortgage

Document Number	0020251019
Date	May 9, 2025
Instrument	2025-1019

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	COOPER MO
Recording Date	Sep 10, 2018
Property Address	12291 FERRY RD, BOONVILLE, MO 65233-2508
Document Number	0020182129
Instrument Date	Sep 5, 2018
Instrument	2018-2129
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12291 FERRY RD, BOONVILLE, MO 65233-2508

Mortgage

Document Number	0020182130
Date	Sep 10, 2018
Instrument	2018-2130

Lender

Name	CITIZENS COMM BANK & TRUST

Agreement

Amount	Amount on Record
Term	172 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 12291 Ferry Rd was $2,348.

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cooper County
Unified School District	Boonville R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,530 (-)	$182,300 (-) Land $23,700 Building $158,600
2025	$2,348.00	$34,530 (+7.64%)	$182,300 Land $23,700 Building $158,600
2024	$2,348.00 (+6.58%)	$32,080 (-)
2023	$2,203.00 (+3.96%)	$32,080 (+3.75%)	$169,400 Land $21,500 Building $147,900
2022	$2,119.00	$30,920
2021			$163,300 Land $21,500 Building $141,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12291 Ferry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12291 Ferry Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOPER COUNTY CONSOLIDATED PWSD # 1 serves 2,451 people · EPA ID MO3024170
Water Source	Purchased surface water from BOONVILLE PWS
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020 Haloacetic acids resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferry Rd

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