12290 Vermilion Rd, Amherst, OH 44001 Property Records

Lorain County property record for 12290 Vermilion Rd, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1955
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-15-020-000-008`

Property Details

APN / Parcel Number

Primary APN	`08-15-020-000-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,225 sqft
Basement Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Detached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	147 sqft
Patio Area	32 sqft
Shed	1 Shed
Shed Area	320 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	12290 VERMILION RD
City	AMHERST
State	OH
Zip	44001-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIFE EST GIENTKOWSKI H 20020804295
Legal Subdivision	HENRIETTA 15
Legal Tract	15
Legal Lot Number	20
Jurisdiction	LORAIN OH
Township / Civil Division	HENRIETTA
Census Block Group	2
Census Block	2029
Census Tract	92100

Owner

12290 Vermilion Rd is owned and occupied by two individuals who acquired it in July 2022.

Source: Lorain County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12290 VERMILION RD, AMHERST, OH 44001-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Feb 16, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022
Deed Sale	Jul 28, 2022
Deed Document Number	2022885084
Prior Transfer Date	Jul 21, 2022
Prior Transfer Doc	0000885084
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jul 28, 2022
Property Address	12290 VERMILION RD, AMHERST, OH 44001-9720
Document Number	0000885084
Instrument Date	Jul 21, 2022
Instrument	2022-0885084
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12290 VERMILION RD, AMHERST, OH 44001-9720

Mortgage

Document Number	0000885085
Date	Jul 28, 2022
Instrument	2022-0885085

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LORAIN OH
Recording Date	Feb 16, 2017
Property Address	12290 VERMILION RD, AMHERST, OH 44001-9720
Document Number	0000619299
Instrument Date	Feb 7, 2017
Instrument	619299
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12290 VERMILION RD AMHERST OH 440019720, AMHERST, OH 44001-9720

Tax Assessment & Valuation

The 2025 property tax bill for 12290 Vermilion Rd was $2,494.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Henrietta Township
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00	$55,700 (-0.01%) Land $8,320 Building $47,380	$159,150 (-) Land $23,780 Building $135,370
2024	$2,494.00 (+15.73%)	$55,703 (+29.78%) Land $8,323 Building $47,380	$159,150 (+29.78%) Land $23,780 Building $135,370
2023	$2,155.00 (+4.36%)	$42,921 (+%) Land $8,540 Building $34,381	$122,630 Land $24,400 Building $98,230
2022	$2,065.00	$42,920 Land $8,540 Building $34,380
2021			$122,630 Land $24,400 Building $98,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12290 Vermilion Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2008–2023)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12290 Vermilion Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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