Orange County property record for 12290 Northover Loop, Orlando, FL 32824 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,753 sqft · built 2018 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $474,000 (Oct 2025) |
| Tax Bill | $7,257 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 29-24-30-7632-02-970 |
| Primary APN | 29-24-30-7632-02-970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,753 sqft Living Area |
| Gross Area | 2,338 sqft |
| 1st Floor Area | 1,753 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 165 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12290 NORTHOVER LOOP |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-7391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET PARK PHASE 3 91/87 LOT 297 |
| Legal Range | 30E |
| Legal Township | 24S |
| Legal Section | 29 |
| Legal Subdivision | SOMERSET PK PH 3 |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 297 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 16811 |
Source: Orange County records · APN 29-24-30-7632-02-970
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12290 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 10, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI FBC MTG |
| Apr 27, 2018 | Warranty Deed, Transfer M/I TITLE AGENCY LIMITED LC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2022 · Amount on Record |
| Deed Document Number | 2025615313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 12290 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Document Number | 0000615313 |
| Map Reference | MB 91 PG 87-95 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 20250615313 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | FIRST INTL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,318.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 466, CUPERTINO, CA 95015-0466 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12290 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Document Number | 0000615314 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 20250615314 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 10, 2019 |
| Property Address | 12290 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Document Number | 0000292268 |
| Instrument Date | May 08, 2019 |
| Instrument | 292268 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,418.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12308 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392 |
| Document Number | 292269 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 292269 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 12290 NORTHOVER LOOP, ORLANDO, FL 32824-7391 |
| Document Number | 0000252266 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 252266 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | M/I TITLE AGENCY LIMITED LC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,111.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12290 NORTHOVER LOOP ORLANDO FL 328247391, ORLANDO, FL 32824-7391 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,400 (-1.08%) Land $105,000 Building $315,400 | $420,400 (-1.08%) Land $105,000 Building $315,400 | |
| 2025 | $7,257.00 (+4.85%) | $424,980 (+8.36%) Land $105,000 Building $319,980 | $424,980 (+8.36%) Land $105,000 Building $319,980 |
| 2024 | $6,921.00 (+8.62%) | ||
| 2023 | $6,372.00 (+369.22%) | $392,184 (+255.68%) Land $105,000 Building $287,184 | $392,184 (+21.55%) Land $105,000 Building $287,184 |
| 2022 | $1,358.00 Homeowner's exemption | $110,264 | $322,645 Land $80,000 Building $242,645 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950168112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2026, rainfall accumulation |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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