Steuben County and Wayne Town property record for 12290 E Lake Rd, Hammondsport, NY 14840
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,184 sqft · built 1992 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,500 (Jan 2004) |
| Tax Bill | $7,091 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2018 Line of Credit + 1 more |
| APN | KL011 |
| Primary APN | KL011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 310 ft deep x 25 ft wide |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 744 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | KL011 |
|---|---|
| Street Address | 12290 E LAKE RD |
| City | HAMMONDSPORT |
| State | NY |
| Zip | 14840-7010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LFR-1 |
| Legal Description | 25 FT LF |
| Legal Block | 1 |
| Legal Lot Number | 6.100 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 961500 |
12290 E Lake Rd is owned and occupied by two individuals who bought it in January 2004.
Source: Steuben County and Wayne Town records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12290 E LAKE RD, HAMMONDSPORT, NY 14840-7010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit CORNING FEDERAL CREDIT UNION |
| Jun 22, 2018 | Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2004 · Amount on File |
| Deed Sale | Jan 14, 2004 · Amount on File |
| Deed Book / Page | 1848 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Sep 23, 2026 |
| Property Address | 12290 E LAKE RD, HAMMONDSPORT, NY 14840-7010 |
| Document Number | 5326000170 |
| Book / Page | 5326 / 170 |
| Instrument Date | Sep 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12290 E LAKE RD, HAMMONDSPORT, NY 14840-7010 |
| Document Number | 5326000170, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 5326/170 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 97 Months |
| Due | Oct 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 12290 E LAKE RD, HAMMONDSPORT, NY 14840-7010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004308/0000000073 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 0000004308/0000000073 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 115 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 12290 E LAKE RD, HAMMONDSPORT, NY 14840-7010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004308/0000000068 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 0000004308/0000000068 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 115 Months |
| Due | Jan 1, 2028 |
The 2026 property tax bill for 12290 E Lake Rd was $7,091 with a homeowner's exemption, up 3.1% from the year before.
Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayne Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,091.00 (+3.13%) Homeowner's exemption | ||
| 2025 | $6,876.00 | $412,900 Land $100,300 Building $312,600 | $565,616 Land $137,397 Building $428,219 |
| 2023 | $412,900 (-) Land $100,300 Building $312,600 | $448,804 (+8.7%) Land $109,022 Building $339,782 | |
| 2022 | $412,900 Land $100,300 Building $312,600 | $412,900 Land $100,300 Building $312,600 | |
| 2021 | $3,418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12290 E Lake Rd; 30 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12290 E Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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