12290 Chipmans Pond Rd, Laurel, DE 19956 Property Records

Sussex County property record for 12290 Chipmans Pond Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,826 sqft · built 2021
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Oct 2020)
Tax Bill	$1,267 (2026)
Deeds & Mortgages	Jan 2022 Refinance Mar 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-13.00-147.00`

Property Details

APN / Parcel Number

Primary APN	`232-13.00-147.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	175 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	12290 CHIPMANS POND RD
City	LAUREL
State	DE
Zip	19956-3458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	S/CHIPMANS POND RD
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2050
Census Tract	51701

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14001 WEST CT, LAUREL, DE 19956-2918
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Mar 2, 2021	Deed of Trust, Mortgage · Construction Mortgage COUNTY BANK
Oct 30, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202052305
Deed Book / Page	5340 / 274
Prior Transfer Date	Oct 18, 2015
Prior Transfer Doc	0044590206
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	12290 CHIPMANS POND RD, LAUREL, DE 19956-3458
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207240052
Date	Jan 19, 2022
Book Page	20724/52
Instrument	20220000003032

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	12290 CHIPMANS POND RD, LAUREL, DE 19956-3458
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194850044
Date	Mar 2, 2021
Book Page	19485/44
Instrument	20210000013437

Lender

Name	COUNTY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 30, 2020
Property Address	12290 CHIPMANS POND RD, LAUREL, DE 19956-3458
Document Number	0053420274
Book / Page	005342 / 000274
Instrument Date	Oct 29, 2020
Instrument	52305
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$276.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14001 WEST CT LAUREL DE 199562918, LAUREL, DE 19956-2918

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,267.00 (+3.01%)	$6,000 (-) Land $2,000 Building $4,000	$359,600 (-) Land $64,400 Building $295,200
2025	$1,230.00 (-16.61%)	$6,000 (-) Land $2,000 Building $4,000	$359,600 (+607.87%) Land $64,400 Building $295,200
2023	$1,475.00	$6,000 Land $2,000 Building $4,000	$50,800 Land $4,000 Building $46,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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