Hancock County property record for 1229 Summit St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,040 sqft · built 1935 |
| Lot Size | 0.196 acres (8,529 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jan 2021) |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-07-022.000 |
| Primary APN | 1010-244-07-022.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 520 sqft |
| 2nd Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,529 sqft (0.196 acres) |
| Lot Dimensions | 208 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 188 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Balcony Area | 20 sqft |
| Canopy | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1229 SUMMIT ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUSTON & WISE SUB DIV 1 LOT 2 |
| Legal Subdivision | HUSTON & WISE SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1000 |
Source: Hancock County records · APN 1010-244-07-022.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1229 SUMMIT ST, FINDLAY, OH 45840-2255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2022 | Deed of Trust, Mortgage · Line of Credit HANCOCK FCU |
| Jan 07, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2021 · Amount on Record |
| Deed Sale | Jan 07, 2021 · Amount on Record |
| Prior Sale | Nov 06, 2012 · Amount on Record |
| Deed Document Number | 2021190 |
| Deed Book / Page | 2577 / 1761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1229 SUMMIT ST, FINDLAY, OH 45840-2255 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1229 SUMMIT ST, FINDLAY, OH 45840-2255 |
| Document Number | 02594/1851 |
|---|---|
| Date | May 06, 2022 |
| Book Page | 2594/1851 |
| Instrument | 202200004395 |
| Name | HANCOCK FCU |
|---|---|
| Type | Credit Union |
| Address | FINDLAY, OH 45840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jan 07, 2021 |
| Property Address | 1229 SUMMIT ST, FINDLAY, OH 45840-2255 |
| Document Number | 2577/1761 |
| Book / Page | 2577 / 1761 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 202100000190 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1229 SUMMIT ST, FINDLAY, OH 45840-2255 |
| Document Number | 202100000191 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 202100000191 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,076.00 (+9.35%) | $35,120 (+26.97%) Land $8,050 Building $27,070 | $100,360 (+26.97%) Land $23,010 Building $77,350 |
| 2023 | $984.00 Homeowner's exemption | $27,660 Land $6,340 Building $21,320 | |
| 2022 | $79,040 Land $18,120 Building $60,920 |
Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 69 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| HDER Link Fixed Wireless | 500 / 500 |
| Defiance Holdings Fixed Wireless | 500 / 100 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Amplex Electric, BCI Mississippi Broadband.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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