1229 Spruce Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1229 Spruce Ave, Shady Side, MD 20764

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,352 sqft · built 1993
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$209,000 (Apr 2003)
Tax Bill$4,542 (2025)
Deeds & MortgagesOct 2020 Mortgage
Nov 2020 Transfer
Flood ZoneZone AE (high risk)
APN07-155-90080008

Property Details

APN / Parcel Number

Primary APN07-155-90080008
Alternative APNs
  • 7-155-90080008
  • 15590080008

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,352 sqft Living Area
Gross Area1,452 sqft
1st Floor Area676 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area220 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number15590080008
Street Address1229 SPRUCE AVE
CitySHADY SIDE
StateMD
Zip20764-9562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BK 1 CEDARHURST ON THE BAY
Legal SubdivisionCEDARHURST ON THE BAY
Legal Block1
Legal Lot Number15
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2019
Census Tract707001

Owner

1229 Spruce Ave is owned by an individual who acquired it in October 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address818 N DELAWARE ST, 311, SAN MATEO, CA 94401-1523
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK-FUND STAFF FCU
Nov 20, 2020Quit Claim Deed, Transfer
MARYLAND TITLE COMPANY, MARYLAND TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2003 · Amount on File
Deed SaleApr 21, 2003 · Amount on File
Prior SaleMar 2, 2002 · Amount on File
Deed Document Number20035243
Deed Book / Page12875 / 531
Last Transfer DateOct 5, 2020
Transfer Doc0356460207
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1229 SPRUCE AVE, SHADY SIDE, MD 20764-9562
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyMARYLAND TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 N HUMBOLDT ST 317, 317, SAN MATEO, CA 94401-1424

Mortgage

Document Number0354850134
DateOct 26, 2020
Book Page35485/134
Lender
NameBANK-FUND STAFF FCU
TypeCredit Union
AddressWASHINGTON, DC 20006
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateNov 20, 2020
Property Address1229 SPRUCE AVE, SHADY SIDE, MD 20764-9562
Document Number0356460207
Book / Page035646 / 000207
Instrument DateOct 5, 2020
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyMARYLAND TITLE COMPANY, MARYLAND TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1229 SPRUCE AVE SHADY SIDE MD 207649562, SHADY SIDE, MD 20764-9562

Tax Assessment & Valuation

The 2025 property tax bill for 1229 Spruce Ave was $4,542, up 5.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,000 (+5.87%) Land $131,700 Building $192,300$324,000 (-) Land $131,700 Building $192,300
2025$4,542.00 (+5.58%)$306,033$324,000 Land $131,700 Building $192,300
2024$4,302.00 (+45.88%)
2023$2,949.00$270,100 Land $131,700 Building $138,400$270,100 Land $131,700 Building $138,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1229 Spruce Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 250 policies
Nearby Flood Policies250 in force
Nearby Flood Claims200 (1979–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Isabel, Sep 2003 · 147 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1229 Spruce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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