1229 Ridge Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 1229 Ridge Rd, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,512 sqft · built 1991
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Sep 2015)
Tax Bill	$2,491 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-033253`

Property Details

APN / Parcel Number

Primary APN	`06-033253`
Alternative APNs	`6033253` `033253`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,512 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.31 acres)
Garage Type	Built-in
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	432 sqft
Porch	Slab
Porch Area	332 sqft
Deck Area	140 sqft
Shed	1 Shed
Shed Area	1,120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	033253
Street Address	1229 RIDGE RD
City	RISING SUN
State	MD
Zip	21911-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 11 - 1.314 ACRE 1229 RIDGE ROAD HAVEN LANE ESTATES
Legal Subdivision	RIDGE ROAD HAVEN LANE ESTATES
Legal Lot Number	11
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1002
Census Tract	31302

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1229 RIDGE RD, RISING SUN, MD 21911-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 1, 2018	Deed of Trust, Mortgage USSA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Sep 28, 1990 · Amount on Record
Deed Book / Page	3786 / 172
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1229 RIDGE RD, RISING SUN, MD 21911-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ARDENT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046970169
Date	Oct 7, 2020
Book Page	4697/169

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1229 RIDGE RD, RISING SUN, MD 21911-1507
Document Number	0042010403
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	ARDENT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 RIDGE RD RISING SUN MD 219111507, RISING SUN, MD 21911-1507

Mortgage

Document Number	0042010403
Date	Feb 12, 2018
Book Page	004201/000403

Lender

Name	USSA FSB
Type	Federal Savings Bank
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2038

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,491.00 (+3.28%)	$634,633 (+19.04%)	$669,900 (+8.57%) Land $106,100 Building $563,800
2025	$2,412.00 (+82.45%)
2023	$1,322.00 Disabled Person's exemption Veteran's exemption	$533,133	$617,000 Land $106,100 Building $510,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2004–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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