1229 Palmetto Cir, Eustis, FL 32726 Property Records

Lake County property record for 1229 Palmetto Cir, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,907 sqft · built 1984
Lot Size	0.296 acres (12,912 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2025)
Tax Bill	$2,186 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-26-0450-000-07000`

Property Details

APN / Parcel Number

Primary APN	`15-19-26-0450-000-07000`
Alternative APNs	`261915045000007000` `2632291`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,912 sqft (0.296 acres)
Lot Dimensions	115 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	462 sqft
Porch	Finished/Open Porch
Porch Area	398 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2632291
Street Address	1229 PALMETTO CIR
City	EUSTIS
State	FL
Zip	32726-5353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	EUSTIS SPRINGWOOD LANDING SUB LOT 70 *UNRECORDED PLAT SEE DEED FOR FULL PROPERTY DESCRIPTION ORB 6517 PG 1954
Legal Range	26E
Legal Township	19S
Legal Section	15
Legal Subdivision	EUSTIS SPRINGWOOD LANDING SUB
Legal Tract	0450
Legal Block	2
Legal Lot Number	70
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2060
Census Tract	30209

Owner

1229 Palmetto Cir is owned and occupied by two individuals who bought it in April 2025.

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 8, 2025	Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC
Apr 29, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Jan 8, 2025	Warranty Deed, Transfer · Commercial Mortgage GENESIS CAPITAL LLC
May 7, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jan 10, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 14, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 28, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	May 7, 2024 · Amount on File
Deed Document Number	202551832
Deed Book / Page	6517 / 1954
Prior Transfer Date	Oct 14, 2022
Prior Transfer Doc	0060381895
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353

Mortgage

Document Number	0060611924
Date	Dec 6, 2022
Book Page	6061/1924
Instrument	2022156150

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0064580399
Date	Jan 8, 2025
Book Page	6458/399
Instrument	2025002843

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 29, 2025
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Document Number	0065171954
Book / Page	6517 / 1954
Map Reference	MB 737 PG 1932
Instrument Date	Apr 24, 2025
Instrument	2025051832
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 S FARMER AVE # AVE500, AVE500, TEMPE, AZ 85281-2875

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Investor	Possibly a Property Investor

Mortgage

Document Number	0065171956
Date	Apr 29, 2025
Instrument	6517/1956

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2025
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Document Number	0064580376
Book / Page	6458 / 376
Map Reference	MB 6 PG 84
Instrument Date	Jan 7, 2025
Instrument	2025002841
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Mortgage

Document Number	0006458378
Date	Jan 8, 2025
Instrument	6458/378

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 7, 2024
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Document Number	0063281343
Book / Page	6328 / 1343
Map Reference	MB 737 PG 1932
Instrument Date	May 1, 2024
Instrument	2024053259
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5032 DIAMOND LEAF DR, EDGEWATER, FL 32141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jan 10, 2023
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Document Number	0060772338
Book / Page	6077 / 2338
Map Reference	MB 737 PG 1932
Instrument Date	Jan 10, 2023
Instrument	2023003443
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 14, 2022
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Document Number	0060381895
Book / Page	6038 / 1895
Map Reference	MB 737 PG 1932
Instrument Date	Oct 14, 2022
Instrument	2022136455
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 28, 2019
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Document Number	0053632366
Book / Page	005363 / 002366
Instrument Date	Oct 23, 2019
Instrument	121359
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1229 PALMETTO CIR EUSTIS FL 327265353, EUSTIS, FL 32726-5353

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Oct 28, 2019
Property Address	1229 PALMETTO CIR, EUSTIS, FL 32726-5353
Document Number	0053632364
Book / Page	005363 / 002364
Instrument Date	Oct 16, 2019
Instrument	121357
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 PALMETTO CIR EUSTIS FL 327265353, EUSTIS, FL 32726-5353

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,662 (-) Land $80,000 Building $292,662	$372,662 (-) Land $80,000 Building $292,662
2025		$372,662 Land $80,000 Building $292,662	$372,662 Land $80,000 Building $292,662
2024	$2,186.00 (+5.15%)
2023	$2,079.00 (-2.07%) Homeowner's exemption Widower's exemption	$151,230 (+3%)	$306,733 (+9.65%) Land $56,000 Building $250,733
2022	$2,123.00 Homeowner's exemption Widower's exemption	$146,830	$279,746 Land $49,000 Building $230,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1229 Palmetto Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1229 Palmetto Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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