1. Home
  2. Illinois
  3. Elgin
  4. Navy Ct

1229 Navy Ct, Elgin, IL 60123 Property Records

Kane County property record for 1229 Navy Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,481 sqft · built 1999
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Tax Bill$10,672 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-378-007

Property Details

APN / Parcel Number

Primary APN06-28-378-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,481 sqft Living Area
Gross Area3,452 sqft
Basement Area971 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeFrame
Foundation TypeRaised
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1229 NAVY CT
CityELGIN
StateIL
Zip60123-8574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEARTLAND MEADOWS UNIT 10 (WILLOW BAY) LOT 813
Legal SubdivisionHEARTLAND MEADOWS
Legal Block4
Legal Lot Number813
Legal Unit10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4003
Census Tract851907

Owner

1229 Navy Ct is owned and occupied by two individuals who acquired it in August 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1229 NAVY CT, ELGIN, IL 60123-8574
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2021
Deed SaleAug 26, 2021
Prior SaleFeb 17, 2015 · Amount on File
Deed Document Number202165444
Prior Transfer DateAug 16, 2021
Prior Transfer Doc0000065444
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 26, 2021
Property Address1229 NAVY CT, ELGIN, IL 60123-8574
Document Number0000065444
Map ReferenceDOC 96K046770
Instrument DateAug 16, 2021
Instrument2021K065444
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1229 NAVY CT, ELGIN, IL 60123-8574

Mortgage

Document Number0000065445
DateAug 26, 2021
Instrument2021K065445
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 1229 Navy Ct was $10,672 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,672.00 Homeowner's exemption$147,894 (+8.57%) Land $30,744 Building $117,150$443,860 (+8.57%) Land $92,269 Building $351,591
2024$136,220 Land $28,317 Building $107,903$408,824 Land $84,985 Building $323,839
2022$9,209.00 (+4.36%) Homeowner's exemption$112,213 (+6.96%) Land $23,326 Building $88,887$336,639 (+6.96%) Land $69,978 Building $266,661
2021$8,824.00 Homeowner's exemption$104,911 Land $21,808 Building $83,103$314,733 Land $65,424 Building $249,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1229 Navy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1229 Navy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Metronet.

Nearby Properties on Navy Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures