1229 Misty Ln, Gilbert, SC 29054 Property Records

Lexington County property record for 1229 Misty Ln, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,745 sqft · built 1970
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jan 2019)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002318-02-007`

Property Details

APN / Parcel Number

Primary APN	`002318-02-007`
Alternative APN	`0231802007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,745 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	37,897 sqft (0.87 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1229 MISTY LN
City	GILBERT
State	SC
Zip	29054-9172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOTS 14A,14,15A & 15
Legal Lot Number	14A-15
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2002
Census Tract	21303

Owner

1229 Misty Ln is owned and occupied by an individual who bought it in January 2019.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1229 MISTY LN, GILBERT, SC 29054-9172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit COASTAL CAROLINA NATIONAL BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE OPTIONS INC
Jan 25, 2019	Grant Deed, Transfer · Line of Credit MORTGAGE OPTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Apr 20, 2015 · Amount on File
Deed Document Number	20193730
Deed Book / Page	20558 / 302
Prior Transfer Date	May 29, 2008
Prior Transfer Doc	1307200061
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1229 MISTY LN, GILBERT, SC 29054-9172
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100603467
Date	May 5, 2022
Book Page	21006/3467
Instrument	2022020808

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1229 MISTY LN, GILBERT, SC 29054-9172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1906500024
Date	Mar 14, 2017
Book Page	19065/024
Instrument	2017011930

Lender

Name	COASTAL CAROLINA NATIONAL BANK
Type	Bank
Address	MYRTLE BEACH, SC 29577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 8, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1229 MISTY LN, GILBERT, SC 29054-9172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2088600790
Date	Aug 5, 2020
Book Page	20886/790
Instrument	2020034331

Lender

Name	MORTGAGE OPTIONS INC
Type	Mortgage Company
Address	COLUMBIA, SC 29212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jan 25, 2019
Property Address	1229 MISTY LN, GILBERT, SC 29054-9172
Document Number	2055800302
Book / Page	020558 / 000302
Instrument Date	Jan 10, 2019
Instrument	3730
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1229 MISTY LN GILBERT SC 290549172, GILBERT, SC 29054-9172

Mortgage

Document Number	2055800306
Date	Jan 25, 2019
Book Page	020558/000306
Instrument	3731

Lender

Name	MORTGAGE OPTIONS
Type	Mortgage Company
Address	COLUMBIA, SC 29212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1229 Misty Ln was $2,739, up 9.2% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00 (+9.21%)
2024	$2,508.00 (+4.46%)	$16,800 (-) Land $8,400 Building $8,400	$420,000 (-) Land $210,000 Building $210,000
2023	$2,401.00	$16,800 Land $8,400 Building $8,400	$420,000 Land $210,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1229 Misty Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (2015–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1229 Misty Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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