1229 Koster Ct, Geneva, IL 60134 Property Records

Kane County property record for 1229 Koster Ct, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,513 sqft · built 1991
Lot Size	0.17 acres (749 sqft)
Owner	Individual Name on Record
Last Sale	$287,500 (Mar 2024)
Tax Bill	$5,833 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01-108-146`

Property Details

APN / Parcel Number

Primary APN	`12-01-108-146`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,513 sqft Living Area
Gross Area	2,262 sqft
Basement Area	749 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	749 sqft (0.17 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1229 KOSTER CT
City	GENEVA
State	IL
Zip	60134-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 19 CHSPK CMMNS UNIT # 3
Legal Subdivision	CHESAPEAK COMMONS TWNHMS #3
Legal Block	4
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4014
Census Tract	852500

Owner

Source: Kane County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 INDIANA ST, SAINT CHARLES, IL 60174-2525
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS INC
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20247879
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 11, 2024
Property Address	1229 KOSTER CT, GENEVA, IL 60134-3704
Document Number	0000007879
Instrument Date	Mar 5, 2024
Instrument	2024K007879
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 KOSTER CT, GENEVA, IL 60134-3704

Mortgage

Document Number	0000007880
Date	Mar 11, 2024
Instrument	2024K007880

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	0000007881
Date	Mar 11, 2024
Instrument	2024K007881

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 30, 2020
Property Address	1229 KOSTER CT, GENEVA, IL 60134-3704
Document Number	0000065848
Instrument Date	Oct 29, 2020
Instrument	2020K065848
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 KOSTER CT, GENEVA, IL 60134-3704

Mortgage

Document Number	0000065849
Date	Oct 30, 2020
Instrument	2020K065849

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,833.00 (+10.98%)	$88,772 (+8.5%) Land $10,083 Building $78,689	$266,423 (+8.5%) Land $30,261 Building $236,161
2024		$81,817 (+18.66%) Land $9,293 Building $72,524	$245,549 (+18.71%) Land $27,890 Building $217,659
2022	$5,256.00 (+3.2%) Homeowner's exemption	$68,952 (+3.86%) Land $7,850 Building $61,102	$206,856 (+3.86%) Land $23,550 Building $183,306
2021	$5,093.00 Homeowner's exemption	$66,389 Land $7,558 Building $58,831	$199,167 Land $22,674 Building $176,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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