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1229 E 14th St, Panama City, FL 32401 Property Records

Bay County property record for 1229 E 14th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1960
Lot Size0.448 acres (19,558 sqft)
OwnerIndividual Name on File
Tax Bill$188 (2025)
Deeds & MortgagesOct 2019 Transfer
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN16773-000-000

Property Details

APN / Parcel Number

Primary APN16773-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Heated Area
Gross Area1,044 sqft
1st Floor Area864 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,558 sqft (0.448 acres)
Lot Dimensions140 ft deep x 140 ft wide
PorchPorch
Porch Area126 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1229 E 14TH ST
CityPANAMA CITY
StateFL
Zip32401-4105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionLOUIS TRACT LOTS 18,19,20 & W1/2 17 BLK 3 ORB 4220 P 1197
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionLOUIS TRACT
Legal Block3
Legal Lot Number18-20 19
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3013
Census Tract1600

Owner

1229 E 14th St is owned and occupied by an individual who acquired it in February 2020.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1229 E 14TH ST, PANAMA CITY, FL 32401-4105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 6, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2020
Deed SaleFeb 4, 2020
Deed Document Number0042201197
Record UpdatedJun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateOct 4, 2019
Property Address1229 E 14TH ST, PANAMA CITY, FL 32401-4105
Document Number0041760295
Book / Page004176 / 000295
Instrument DateOct 4, 2019
Instrument87573
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1229 E 14TH ST PANAMA CITY BEACH FL 324014105, PANAMA CITY BEACH, FL 32401-4105

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateNov 6, 2017
Property Address1229 E 14TH ST, PANAMA CITY, FL 32401-4105
Document Number0039521183
Book / Page003952 / 001183
Instrument DateOct 25, 2017
Instrument64187
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address718 HAMILTON AVE PANAMA CITY BEACH FL 324013582, PANAMA CITY BEACH, FL 32401-3582

Tax Assessment & Valuation

The 2025 property tax bill for 1229 E 14th St was $188 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$188.00 Homeowner's exemption$36,954$88,449 Land $43,904 Building $44,545
2023$332.00 (-16.37%) Homeowner's exemption$34,867 (+3%)$75,957 (+20.2%) Land $37,044 Building $38,913
2022$397.00 Homeowner's exemption$33,851$63,192 Land $27,577 Building $35,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1229 E 14th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimOct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1229 E 14th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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