1229 7th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1229 7th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 4,755 sqft
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Dec 2020)
Tax Bill	$6,992 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-0511-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-0511-000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	4,755 sqft Living Area
Gross Area	3,866 sqft
1st Floor Area	2,083 sqft
Basement Area	2,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Fire Resistance	Wood or Wood & Steel Frame
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	100 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1229 7TH ST
City	PORT HURON
State	MI
Zip	48060-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOTS 15 & 16 BLK 37 WHITE PLAT
Legal Subdivision	WHITES PLAT
Legal Block	37
Legal Lot Number	15-16
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3002
Census Tract	624000

Owner

1229 7th St is owned and occupied by an individual who bought it in December 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1229 7TH ST, PORT HURON, MI 48060-5303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	202032061
Deed Book / Page	5290 / 256
Prior Transfer Date	Jan 24, 2008
Prior Transfer Doc	003810/464
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 17, 2020
Property Address	1229 7TH ST, PORT HURON, MI 48060-5303
Document Number	0005290256
Book / Page	5290 / 256
Map Reference	LB B PG 14&15
Instrument Date	Dec 7, 2020
Instrument	2020032061
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1229 7TH ST, 1229, PORT HURON, MI 48060-5303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LINCOLN ST, MOUNT CLEMENS, MI 48043-5568

Mortgage

Document Number	2020032062
Date	Dec 17, 2020
Instrument	2020032062

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 25, 2018
Property Address	1229 7TH ST, PORT HURON, MI 48060-5303
Document Number	0004949176
Book / Page	4949 / 176
Map Reference	LB B PG 14 & 15
Instrument Date	May 15, 2018
Instrument	2018012155
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 PARKDALE RD, 1600, ROCHESTER, MI 48307-1748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 N 3RD ST, SAINT CLAIR, MI 48079-4801

Mortgage

Document Number	2018012156
Date	May 25, 2018
Instrument	2018012156

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1229 7th St was $6,992 with a homeowner's exemption, up 2.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,600 (+5.25%)	$369,200
2025	$6,992.00 (+2.55%) Homeowner's exemption	$175,400
2024	$6,818.00		$350,800
2023		$147,800
2022	$6,620.00		$295,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1229 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1229 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Duke Broadband, T-Mobile, Verizon.

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