12289 Benson Rd, Gravette, AR 72736 Property Records

Benton County property record for 12289 Benson Rd, Gravette, AR 72736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 2024
Lot Size	4.35 acres (189,486 sqft)
Owner	Individual Name on File
Tax Bill	$3,548 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-16193-003`

Property Details

APN / Parcel Number

Primary APN	`18-16193-003`
Alternative APN	`200359`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	189,486 sqft
Garage Type	Detached
Garage Area	1,200 sqft
Porch	Open Porch
Porch Area	920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12289 BENSON RD
City	GRAVETTE
State	AR
Zip	72736-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 13, TOWNSHIP 20 NORTH, RANGE 34 WEST, BENTON COUNTY, ARKANSAS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT N 02 1532 E 431.48 FEET FROM THE SOUTHEAST CORNER OF
Legal Range	34
Legal Township	20
Legal Section	13
Legal Subdivision	RURAL
Jurisdiction	BENTON AR
Township / Civil Division	11
Census Block Group	2
Census Block	2052
Census Tract	21001

Owner

12289 Benson Rd is owned and occupied by an individual.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	12289 BENSON RD, GRAVETTE, AR 72736-8935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage TIMOTHY JON OCONNOR
Aug 14, 2024	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE ASSURANCE INC
May 5, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Apr 4, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE ASSURANCE INC
Mar 6, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE ASSURANCE INC
Mar 19, 2024	Warranty Deed, Transfer ATTORNEYS TITLE GROUP LLC, ATTORNEY TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	12289 BENSON RD, GRAVETTE, AR 72736-8935
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 WORLEY ST, HUNTSVILLE, AR 72740-2002

Mortgage

Document Number	L202417648
Date	Apr 9, 2024
Instrument	L202417648

Lender

Name	TIMOTHY JON OCONNOR
Type	Non-Lending Institution
Address	414 S 20TH ST, ROGERS, AR 72758

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	5 Months
Due	Sep 15, 2024

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	12289 BENSON RD, GRAVETTE, AR 72736-8935
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 WORLEY ST, HUNTSVILLE, AR 72740-2002

Mortgage

Document Number	L202442783
Date	Aug 14, 2024
Instrument	L202442783

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company
Address	1200 ASHWOOD PKWY STE 200, ATLANTA, GA 30338

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	12289 BENSON RD, GRAVETTE, AR 72736-8935
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12289 BENSON RD, GRAVETTE, AR 72736-8935

Mortgage

Document Number	L202524066
Date	May 5, 2025
Instrument	L202524066

Lender

Name	CADENCE BANK NA
Type	Bank
Address	1222 ROGERS AVE, FORT SMITH, AR 72901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 26, 2050

Interest

Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	12289 BENSON RD, GRAVETTE, AR 72736-8935
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 WORLEY ST, HUNTSVILLE, AR 72740-2002

Mortgage

Document Number	L202518147
Date	Apr 4, 2025
Instrument	L202518147

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company
Address	1200 ASHWOOD PKWY STE 200, ATLANTA, GA 30338

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2054

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	12289 BENSON RD, GRAVETTE, AR 72736-8935
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 WORLEY ST, HUNTSVILLE, AR 72740-2002

Mortgage

Document Number	L202511607
Date	Mar 6, 2025
Instrument	L202511607

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company
Address	1200 ASHWOOD PKWY STE 200, ATLANTA, GA 30338

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 19, 2024
Property Address	12289 BENSON RD, GRAVETTE, AR 72736-8935
Document Number	L202413280
Instrument Date	Mar 12, 2024
Instrument	L202413280
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEYS TITLE GROUP LLC, ATTORNEY TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10840 HODGE LN, GRAVETTE, AR 72736-9617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 N PLATINUM DR APT 8, 8, FAYETTEVILLE, AR 72701-7361

Tax Assessment & Valuation

The 2026 property tax bill for 12289 Benson Rd was $3,548, up 0.7% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Gravette School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,548.00 (+0.65%)	$77,286 (-) Land $24,360 Building $52,926	$386,430 Land $121,800 Building $264,630
2025	$3,525.00	$77,286 Land $24,360 Building $52,926
2024			$386,430 Land $121,800 Building $264,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12289 Benson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12289 Benson Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 98.6% of Arkansas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAVETTE WATERWORKS serves 4,900 people · EPA ID AR0000051
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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