12287 W Oneida St, Boise, ID 83709 Property Records

Ada County property record for 12287 W Oneida St, Boise, ID 83709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,970 sqft · built 2015
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$493,800 (Oct 2021)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0438420270`

Property Details

APN / Parcel Number

Primary APN	`R0438420270`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12287 W ONEIDA ST
City	BOISE
State	ID
Zip	83709-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 03 BLK 03 ANTLER RIDGE SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	28
Legal Subdivision	ANTLER RIDGE SUB NO 01
Legal Phase	1
Legal Block	03
Legal Lot Number	03
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2032
Census Tract	10342

Owner

Source: Ada County assessment roll, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12287 W ONEIDA ST, BOISE, ID 83709-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 24, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2021152419
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	12287 W ONEIDA ST, BOISE, ID 83709-3709
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117432
Date	Dec 8, 2017
Instrument	2017-117432

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	12287 W ONEIDA ST, BOISE, ID 83709-3709
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162792
Date	Nov 25, 2020
Instrument	2020-162792

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Oct 20, 2021
Property Address	12287 W ONEIDA ST, BOISE, ID 83709-3709
Document Number	0000152419
Instrument Date	Oct 8, 2021
Instrument	2021-152419
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12287 W ONEIDA ST, BOISE, ID 83709-3709

Mortgage

Document Number	0000152420
Date	Oct 20, 2021
Instrument	2021-152420

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 24, 2019
Property Address	12287 W ONEIDA ST, BOISE, ID 83709-3709
Document Number	0000091066
Map Reference	MB108 PG15032-15035
Instrument Date	Sep 24, 2019
Instrument	2019-091066
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12287 W ONEIDA ST, BOISE, ID 83709-3709

Mortgage

Document Number	0000091067
Date	Sep 24, 2019
Instrument	2019-091067

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (-0.78%) Homeowner's exemption	$473,500 (+6.84%)	$473,500 (+6.84%)
2024	$1,148.00 (-33.56%)
2023		$443,200 Land $161,700 Building $281,500	$443,200 Land $161,700 Building $281,500
2022	$1,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink.

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