Stearns County property record for 12286 202nd St, Cold Spring, MN 56320
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 1 ba · 1,464 sqft · built 1880 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,912 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-12199-0280 |
| Primary APN | 20-12199-0280 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 1,411 sqft |
| 1st Floor Area | 448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 64 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Pole Barn | 1,320 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12286 202ND ST |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 2B |
| Legal Description | 80.00A N2SW4 OLD# 76.41657.0500 SECTION 32 TOWNSHIP 123 RANGE 029 SECTION 32 TOWNSHIP 123 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 32 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MAINE PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 11306 |
Source: Stearns County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12286 202ND ST, COLD SPRING, MN 56320-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Distribution, Transfer |
| Jul 30, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 2, 2026 |
| Transfer Doc | 0001710399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 30, 2026 |
| Property Address | 12286 202ND ST, COLD SPRING, MN 56320-9749 |
| Document Number | 00A1710399 |
| Instrument Date | Mar 2, 2026 |
| Instrument | A1710399 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 30, 2019 |
| Property Address | COLD SPRING, MN 56320 |
| Document Number | 00A1548902 |
| Instrument Date | Jul 17, 2019 |
| Instrument | A1548902 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12286 202ND ST, COLD SPRING, MN 56320-9749 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Maine Prairie Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,912.00 (+25.73%) | ||
| 2025 | $721,500 (+13.89%) Land $587,200 Building $134,300 | $721,500 (+13.89%) Land $587,200 Building $134,300 | |
| 2023 | $2,316.00 | $633,500 Land $534,600 Building $98,900 | $633,500 Land $534,600 Building $98,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
May also be available: GigFire, T-Mobile.
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