12282 W 678 Rd, Hulbert, OK 74441 Property Records

Cherokee County property record for 12282 W 678 Rd, Hulbert, OK 74441

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,456 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Feb 2023)
Tax Bill	$248 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14416`

Property Details

APN / Parcel Number

Primary APN	`14416`
Alternative APN	`0000-16-18N-21E-0-020-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Attic	Attic
Attic Area	576 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Shed	1 Shed
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14416
Street Address	12282 W 678 RD
City	HULBERT
State	OK
Zip	74441-3802
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	T18N R21E S16 W/2 SW SE SW
Legal Range	21E
Legal Township	18N
Legal Section	16
Jurisdiction	CHEROKEE OK
Township / Civil Division	NORTH CHEROKEE
Census Block Group	4
Census Block	4010
Census Tract	977600

Owner

12282 W 678 Rd, a rural home, is owned and occupied by two individuals who bought it in February 2023.

Source: Cherokee County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12282 W 678 RD, HULBERT, OK 74441-3802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2012	Deed of Trust, Mortgage · USDA Mortgage USDA
Nov 28, 2017	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Deed Document Number	2023651
Deed Book / Page	1374 / 169
Prior Transfer Date	Aug 15, 2022
Prior Transfer Doc	0000000651
Record Updated	Oct 29, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	12282 W 678 RD, HULBERT, OK 74441-3802
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001028/009
Date	Jan 17, 2012
Book Page	1028/009
Instrument	2012-000340

Lender

Name	USDA
Type	Government Agency
Address	TAHLEQUAH, OK 74464

Agreement

Type	USDA Mortgage

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	12282 W 678 RD, HULBERT, OK 74441-3802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1194/0268
Date	Nov 28, 2017
Book Page	1194/0268
Instrument	2017-009551

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	TAHLEQUAH, OK 74464

Agreement

Type	USDA Mortgage

Tax Assessment & Valuation

The 2025 property tax bill for 12282 W 678 Rd was $248 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Elementary School District	Peggs Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,603 (+3%) Land $216 Building $4,387	$41,842 (-59.89%) Land $1,964 Building $39,878
2025	$248.00 Homeowner's exemption	$4,469 (+3%) Land $210 Building $4,259	$104,329 (-2.08%) Land $3,120 Building $101,209
2024	$248.00 (+8.3%) Homeowner's exemption	$4,339 (+3.02%) Land $204 Building $4,135	$106,542 (+7.27%) Land $3,120 Building $103,422
2023	$229.00 (+3.62%) Homeowner's exemption	$4,212 (+2.98%) Land $201 Building $4,011	$99,320 (+10.33%) Land $3,120 Building $96,200
2022	$221.00 Homeowner's exemption	$4,090 Land $199 Building $3,891	$90,024 Land $4,370 Building $85,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12282 W 678 Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2015)
Most Recent Claim	Dec 2015 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12282 W 678 Rd is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 67% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEGGS WATER COMPANY serves 1,925 people · EPA ID OK1221630
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W 678 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures