12281 Tierra Ruby Dr, El Paso, TX 79938 Property Records

El Paso County property record for 12281 Tierra Ruby Dr, El Paso, TX 79938

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,530 sqft · built 2003
Lot Size0.111 acres (4,844 sqft)
OwnerIndividual Name on File
Last Sale$66,900 (Jul 2003)
Tax Bill$2,931 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2025 Mortgage
APNT287-999-0480-2000

Property Details

APN / Parcel Number

Primary APNT287-999-0480-2000
Alternative APNs
  • 000000265066
  • 265066

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,530 sqft Living Area
Gross Area1,950 sqft
1st Floor Area1,530 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,844 sqft (0.111 acres)
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch
Porch Area24 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address12281 TIERRA RUBY DR
CityEL PASO
StateTX
Zip79938-4782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description48 TIERRA DEL ESTE #8 LOT 20 (4843.94 SQ FT)
Legal SubdivisionTIERRA DEL ESTE UNIT 8
Legal Block1
Legal Lot Number20
JurisdictionEL PASO TX
Township / Civil DivisionEL PASO
Census Block Group1
Census Block1011
Census Tract10355

Owner

12281 Tierra Ruby Dr is owned and occupied by an individual who bought it in July 2003.

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12281 TIERRA RUBY DR, EL PASO, TX 79938-4782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jul 28, 2025Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2003 · Amount on File
Deed SaleJul 24, 2003 · Amount on File
Deed Document Number200369719
Prior Transfer DateJul 23, 2003
Prior Transfer Doc0000069719
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO TX
Property Address12281 TIERRA RUBY DR, EL PASO, TX 79938-4782
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanyUNKNOWN, FAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040857
DateApr 30, 2021
Instrument20210040857
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term297 Months
DueJan 1, 2046

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO TX
Property Address12281 TIERRA RUBY DR, EL PASO, TX 79938-4782
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12281 TIERRA RUBY DR, EL PASO, TX 79938-4782

Mortgage

Document Number0000059190
DateJul 28, 2025
Instrument20250059190
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term246 Months
DueJan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 12281 Tierra Ruby Dr was $2,931 with a homeowner's exemption, up 1.9% from the year before.

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEl Paso County
MunicipalityEl Paso City
Unified School DistrictSocorro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,751 (-9.77%)$228,736 (+9.93%) Land $31,825 Building $196,911
2025$2,931.00 (+1.95%) Homeowner's exemption$208,082 Land $20,548 Building $187,534$208,082 Land $20,548 Building $187,534
2024$2,875.00 (+4.66%)
2023$2,747.00 (-12.77%) Homeowner's exemption$195,437 Land $20,548 Building $174,889$195,437 Land $20,548 Building $174,889
2022$3,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12281 Tierra Ruby Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12281 Tierra Ruby Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL PASO WATER UTILITIES
serves 747,168 people · EPA ID TX0710002
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

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