12281 Live Oak St, Cedar Key, FL 32625 Property Records

Levy County property record for 12281 Live Oak St, Cedar Key, FL 32625

Property Summary

Property TypeMobile Home
Details1 ba · 1,140 sqft · built 1966
Lot Size0.81 acres (35,284 sqft)
OwnerOwner Name on File
Tax Bill$932 (2024)
Flood ZoneZone VE (high risk)
APN0879800100

Property Details

APN / Parcel Number

Primary APN0879800100
Alternative APN
  • 2915130879800100

Interior

Full Baths1 Bath
Building Area1,140 sqft Heated Area
Gross Area1,480 sqft
1st Floor Area1,140 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1996
Architectural StyleMobile/Manufactured
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area35,284 sqft (0.81 acres)
Garage TypeCarport
CarportCarport
Carport Area210 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area228 sqft
Pole Barn400 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelOther

Location & Zoning

Old Parcel Number2915130879800100
Street Address12281 LIVE OAK ST
CityCEDAR KEY
StateFL
Zip32625-4737
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description29-15-13 HALE'S ADDN BLK G LOTS 9 THRU 16 OR BOOK 111 PAGE 346 & OR BOOK 549 PAGE 362 OR BOOK 1261 PAGE 10
Legal Range13E
Legal Township15S
Legal Section29
Legal SubdivisionW H HALES ADD TO CEDAR KEY
Legal BlockG
Legal Lot Number9-16 10
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1109
Census Tract970400

Owner

The current owner of 12281 Live Oak St acquired it in May 2012.

Source: Levy County records, as of January 2, 2026

Owner of RecordOwner Name on File
Mailing AddressPO BOX 277, CEDAR KEY, FL 32625-0277
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 2, 2012
Transfer Doc0012610010
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Levy County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$119,786$158,436 Land $86,400 Building $72,036
2024$932.00 (+14.78%)
2023$812.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$113,019$145,016 Land $86,400 Building $58,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12281 Live Oak St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 186 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
incl. 192 condo units
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12281 Live Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR KEY WTP
serves 735 people · EPA ID FL2380178
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Haloacetic acids
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fiber by Central Florida
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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