12280 Waco St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12280 Waco St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,262 sqft · built 1986
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2025)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-1067-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-1067-0060`
Alternative APNs	`00584451` `584451`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00584451
Street Address	12280 WACO ST
City	SPRING HILL
State	FL
Zip	34609-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 1067 LOT 6
Legal Range	18E
Legal Township	23S
Legal Section	08
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	1067
Legal Lot Number	6
Legal Unit	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3028
Census Tract	41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12280 WACO ST, SPRING HILL, FL 34609-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Feb 28, 2020	Warranty Deed, Construction Loan COTILLA GRP LLC
Feb 4, 2020	Warranty Deed, Construction Loan COTILLA GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	2025047167
Deed Book / Page	4581 / 1700
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 17, 2020
Property Address	12280 WACO ST, SPRING HILL, FL 34609-1864
Document Number	0038881483
Book / Page	3888 / 1483
Map Reference	MB 9 PG 18-30
Instrument Date	Sep 10, 2020
Instrument	2020057416
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	BROKERS TITLE OF TAMPA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 S WARE BLVD STE 607, 410, TAMPA, FL 33619-8402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8756 MALLARD RESERVE DR UNIT 201, 201, TAMPA, FL 33614-2365

Mortgage

Document Number	38881485
Date	Sep 17, 2020
Instrument	3888/1485

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 28, 2020
Property Address	12280 WACO ST, SPRING HILL, FL 34609-1864
Document Number	0038120776
Book / Page	003812 / 000776
Instrument Date	Feb 13, 2020
Instrument	13363
Transaction Type	Construction Loan
Record Updated	Mar 19, 2020
Title Company	BROKERS TITLE/TAMPA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	410 S WARE BLVD #607 TAMPA FL 336198402, 607, TAMPA, FL 33619-8402
Investor	Possibly a Property Investor

Mortgage

Document Number	38120777
Date	Feb 28, 2020
Book Page	003812/000777
Instrument	13364

Lender

Name	COTILLA GRP LLC
Address	REDINGTON BEACH, FL 33708

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 27, 2040

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 4, 2020
Property Address	12280 WACO ST, SPRING HILL, FL 34609-1864
Document Number	0038030115
Book / Page	003803 / 000115
Instrument Date	Jan 31, 2020
Instrument	7413
Transaction Type	Construction Loan
Record Updated	Mar 6, 2020
Title Company	BROKERS TITLE/TAMPA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5450 BRUCE B DOWNS BLVD #312 WESLEY CHAPEL FL 335448616, 312, WESLEY CHAPEL, FL 33544-8616

Mortgage

Document Number	38030117
Date	Feb 4, 2020
Book Page	003803/000117
Instrument	7414

Lender

Name	COTILLA GRP LLC
Address	REDINGTON SHORES, FL 33708

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (+2.05%) Additional exemption filed	$144,121 (+5.99%)	$211,035 (+3.48%) Land $38,500 Building $172,535
2023		$135,980 (+3%) Land $135,980
2022	$1,464.00 Homeowner's exemption	$132,019	$203,934 Land $32,000 Building $171,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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