12280 Co Rd 3571, Ada, OK 74820 Property Records

Pontotoc County property record for 12280 Co Rd 3571, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,668 sqft · built 2022
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Dec 2023)
Tax Bill	$7,381 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27294`

Property Details

APN / Parcel Number

Primary APN	`27294`
Alternative APN	`0937-00-003-004-0-000-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	680 sqft
Pool Type	In-Ground Pool
Pool Area	540 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27294
Street Address	12280 COUNTY ROAD 3571
City	ADA
State	OK
Zip	74820-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 3 ROLAND MEADOWS SUB.
Legal Subdivision	ROLAND MEADOWS -SD 16-NW 23-4-6
Legal Block	3
Legal Lot Number	4
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1024
Census Tract	88802

Owner

Source: Pontotoc County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12280 COUNTY ROAD 3571, ADA, OK 74820-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan CITIZENS BANK OF ADA
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	20236904
Deed Book / Page	3754 / 153
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	12280 COUNTY ROAD 3571, ADA, OK 74820-9213
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 E 11TH ST, PONTOTOC, OK 74820-7007

Mortgage

Document Number	0003992/81
Date	Mar 30, 2026
Book Page	3992/81
Instrument	I-2026-001612

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2056

Interest

Rate Type	Adjustable Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Oct 27, 2023
Property Address	12280 COUNTY ROAD 3571, ADA, OK 74820-9213
Document Number	0003743/93
Book / Page	3743 / 93
Instrument Date	Oct 24, 2023
Instrument	I-2023-006069
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12280 COUNTY ROAD 3571, ADA, OK 74820-9213

Mortgage

Document Number	I2023006070
Date	Oct 27, 2023
Instrument	I-2023-006070

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Sep 23, 2022
Property Address	12280 COUNTY ROAD 3571, ADA, OK 74820-9213
Document Number	003646/319
Book / Page	3646 / 319
Instrument Date	Sep 23, 2022
Instrument	I-2022-005399
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12280 CR 3571, ADA, OK 74820-9213
Investor	Possibly a Property Investor

Mortgage

Document Number	I2022005400
Date	Sep 23, 2022
Instrument	I-2022-005400

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,381.00 (+0.22%)	$81,774 (+5%) Land $6,300 Building $75,474	$750,717 (+15.67%) Land $75,000 Building $675,717
2024	$7,365.00 (+43.12%)	$77,880 (+18%) Land $6,000 Building $71,880	$649,000 (+18%) Land $50,000 Building $599,000
2023	$5,146.00 (+992.57%)	$66,000 (+1,%) Land $5,400 Building $60,600	$550,000 (+1,%) Land $45,000 Building $505,000
2022	$471.00	$6,000 Land $6,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 63% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T, BLS Broadband.

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