12280 18 Mile Rd, Gowen, MI 49326 Property Records

Kent County property record for 12280 18 Mile Rd, Gowen, MI 49326

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,508 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Jul 2017)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-27-127-013`

Property Details

APN / Parcel Number

Primary APN	`41-04-27-127-013`

Interior

Full Baths	2 Baths
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	225 ft deep x 200 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	12280 18 MILE RD
City	GOWEN
State	MI
Zip	49326-9741
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	L-R
Legal Description	PART OF GOVT LOT NO.3 COM AT A PT ON CL OF 18 MILE RD WHICH IS 1690.88 FT N 89D 49M 47S E ALONG N SEC LINE & 37.81 FT S 85D
Legal Range	09W
Legal Township	10N
Legal Section	27
Jurisdiction	KENT MI
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3001
Census Tract	10101

Owner

12280 18 Mile Rd, a mobile home, is owned and occupied by two individuals who acquired it in July 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12280 18 MILE RD, GOWEN, MI 49326-9741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST FCU
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GENERAL CU
Jul 14, 2017	Warranty Deed, Transfer FIRST GEN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Dec 11, 2003 · Amount on File
Deed Document Number	201759724
Last Transfer Date	Jul 17, 2025
Transfer Doc	0000049976
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12280 18 MILE RD, GOWEN, MI 49326-9741
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12280 18 MILE RD, GOWEN, MI 49326-9741

Mortgage

Document Number	0000020981
Date	Mar 11, 2022
Instrument	20220311-0020981

Lender

Name	COMMUNITY FIRST FCU
Type	Credit Union
Address	LAKEVIEW, MI 48850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12280 18 MILE RD, GOWEN, MI 49326-9741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034102
Date	Apr 22, 2020
Instrument	20200422-0034102

Lender

Name	FIRST GENERAL CU
Type	Credit Union
Address	MUSKEGON, MI 49441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 14, 2017
Property Address	12280 18 MILE RD, GOWEN, MI 49326-9741
Document Number	0000059724
Instrument Date	Jun 30, 2017
Instrument	59724
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3667 HOLLAND LAKE RD GOWEN MI 49326, GOWEN, MI 49326

Mortgage

Document Number	59725
Date	Jul 14, 2017
Instrument	59725

Lender

Name	FIRST GEN'L CU
Type	Credit Union
Address	589 E ELLIS RD, NORTON SHORES, MI 49441-5671

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12280 18 Mile Rd was $1,280.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Spencer Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,600 (+40.73%)	$147,200 (+40.73%)
2025	$1,280.00 Homeowner's exemption	$52,300	$104,600
2023		$47,700	$95,400
2021	$1,108.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12280 18 Mile Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12280 18 Mile Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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