1228 Willow St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1228 Willow St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 962 sqft · built 1948
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$106,000 (Dec 2020)
Tax Bill$2,294 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-230-000-025-00

Property Details

APN / Parcel Number

Primary APN050-230-000-025-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area962 sqft Living Area
1st Floor Area962 sqft
Basement Area962 sqft
Unfinished Basement962 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Lot Area8,712 sqft (0.2 acres)
Garage Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1228 WILLOW ST
CityOWOSSO
StateMI
Zip48867-4923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 GLEN SIDE SUBDIV A RE SUBDIV OF BLK 1 & E 12 BLK 2 WILLOW SPRING PARK ADD
Legal SubdivisionGLEN SIDE SUBDIV
Legal BlockE,1-2
Legal Lot Number25
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2007
Census Tract30400

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1228 WILLOW ST, OWOSSO, MI 48867-4923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2020 · Amount on Record
Deed SaleDec 16, 2020 · Amount on Record
Deed Document Number20203340064
Deed Book / Page1276 / 372
Prior Transfer DateDec 10, 2020
Prior Transfer Doc0012760372
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateDec 16, 2020
Property Address1228 WILLOW ST, OWOSSO, MI 48867-4923
Document Number0012760372
Book / Page1276 / 372
Map ReferenceLB 11 PG 166
Instrument DateDec 10, 2020
Instrument3340064
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$795.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1228 WILLOW ST, 1228, OWOSSO, MI 48867-4923

Transferred To (Grantee/Buyer)

NameVerified Name
Address8378 N DELANEY RD, HENDERSON, MI 48841-9724

Mortgage

Document Number3340065
DateDec 16, 2020
Instrument3340065
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,100 (+8.1%)$144,200 (+8.1%)
2025$2,294.00 (+4.89%) Homeowner's exemption$66,700 (+21.27%)$133,400 (+21.27%)
2024$2,187.00
2023$2,187.00 Homeowner's exemption$55,000$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1981–1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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