1228 Wheeler St, Covington, KY 41011 Property Records

Kenton County property record for 1228 Wheeler St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,725 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Jul 2023)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-42-10-011.00`

Property Details

APN / Parcel Number

Primary APN	`054-42-10-011.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,725 sqft Finished Area
Gross Area	1,825 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1228 WHEELER ST
City	COVINGTON
State	KY
Zip	41011-3520
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WATKINS N 1/2 LOT 7
Legal Subdivision	WATKINS
Legal Lot Number	7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1228 Wheeler St, a duplex, is owned by a company that acquired it in September 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	250 PUTTING GREEN LN, ROSWELL, GA 30076-1327
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Nov 16, 1998 · Amount on File
Deed Document Number	2023152
Deed Book / Page	238 / 786
Last Transfer Date	Sep 13, 2024
Transfer Doc	0005900110
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 31, 2023
Property Address	1228 WHEELER ST, COVINGTON, KY 41011-3520
Document Number	0005900152
Book / Page	KC 238 / 786
Map Reference	PL 353
Instrument Date	Jul 27, 2023
Instrument	23073105900152
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3335 BONAPARTE AVE, CINCINNATI, OH 45207-1601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 WHEELER ST, COVINGTON, KY 41011-3520

Mortgage

Document Number	0005900153
Date	Jul 31, 2023
Instrument	23073105900153

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1228 Wheeler St was $2,517.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (-7.89%) Land $10,000 Building $165,000	$175,000 (-7.89%) Land $10,000 Building $165,000
2025	$2,517.00	$190,000 Land $5,000 Building $185,000	$190,000 Land $5,000 Building $185,000
2023	$559.00 (+0.9%)	$42,000 (-) Land $5,000 Building $37,000	$42,000 (-) Land $5,000 Building $37,000
2022	$554.00	$42,000 Land $5,000 Building $37,000	$42,000 Land $5,000 Building $37,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1228 Wheeler St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1228 Wheeler St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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