San Joaquin County property record for 1228 W Willow St, Stockton, CA 95203
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,236 sqft · built 1922 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Mar 2004) |
| Tax Bill | $6,661 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 135-190-060-000 |
| Primary APN | 135-190-060-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,850 sqft (0.134 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 135-190-06 |
|---|---|
| Street Address | 1228 W WILLOW ST |
| City | STOCKTON |
| State | CA |
| Zip | 95203-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YOSEMITE TERRACE MAP E4 42 BLK 11 LOT 11 |
| Legal Subdivision | YOSEMITE TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 401 |
1228 W Willow St is owned and occupied by two individuals who acquired it in July 2019.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1228 W WILLOW ST, STOCKTON, CA 95203-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Jul 30, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2004 · Amount on File |
| Deed Sale | Mar 9, 2004 · Amount on File |
| Deed Document Number | 200447406 |
| Last Transfer Date | Jul 25, 2019 |
| Transfer Doc | 0000080542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1228 W WILLOW ST, STOCKTON, CA 95203-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 1228 W WILLOW ST, STOCKTON, CA 95203-1645 |
| Document Number | 0000014686 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021-014686 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 30, 2019 |
| Property Address | 1228 W WILLOW ST, STOCKTON, CA 95203-1645 |
| Document Number | 0000080542 |
| Map Reference | VOL 7 PG 24 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 2019-080542 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1228 W WILLOW ST, STOCKTON, CA 95203-1645 |
| Document Number | 0000080543 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-080543 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 1228 W Willow St was $6,661, up 69.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,661.00 (+69.49%) | ||
| 2025 | $3,930.00 | $312,775 Land $93,830 Building $218,945 | |
| 2023 | $5,301.00 (+23.11%) | $300,632 Land $90,188 Building $210,444 | $360,720 |
| 2022 | $4,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1228 W Willow St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1228 W Willow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001 |
|---|---|
| Water Source | Purchased surface water from STOCKTON EAST WATER DISTRICT |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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