San Mateo County property record for 1228 Toyon Dr, Millbrae, CA 94030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,200 sqft · built 1977 |
| Lot Size | 0.167 acres (7,278 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,095,000 (Aug 2005) |
| Tax Bill | $27,330 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-242-100 |
| Primary APN | 024-242-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| 1st Floor Area | 2,810 sqft |
| 2nd Floor Area | 390 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 7,278 sqft (0.167 acres) |
| Lot Dimensions | 100 ft deep x 73 ft wide |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1228 TOYON DR |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-2945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 10 BLOCK 28 MILLS ESTATE NO 20 RSM 51/48 50 CITY OF MILLBRAE |
| Legal Subdivision | MILLS ESTATE NO 20 |
| Legal Block | 28 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 604900 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1228 TOYON DR, MILLBRAE, CA 94030-2945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC BAY LENDING GROUP |
| Mar 19, 2019 | Intrafamily Transfer, Transfer · ARM PMAC LENDING SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on Record |
| Deed Sale | Aug 30, 2005 · Amount on Record |
| Prior Sale | Aug 8, 2003 · Amount on Record |
| Deed Document Number | 2005149852 |
| Prior Transfer Date | Feb 9, 1994 |
| Prior Transfer Doc | 0000091935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1228 TOYON DR, MILLBRAE, CA 94030-2945 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1228 TOYON DR, MILLBRAE, CA 94030-2945 |
| Document Number | 0000151596 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-151596 |
| Name | PACIFIC BAY LENDING GROUP |
|---|---|
| Type | Lending Institution |
| Address | GARDEN GROVE, CA 92841 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 19, 2019 |
| Property Address | 1228 TOYON DR, MILLBRAE, CA 94030-2945 |
| Document Number | 0000019094 |
| Map Reference | MB 51 PG 48-50 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 2019-019094 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1228 TOYON DR, MILLBRAE, CA 94030-2945 |
| Document Number | 0000019095 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 2019-019095 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 11.3% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,299,942 (+2%) Land $1,149,971 Building $1,149,971 | ||
| 2025 | $27,330.00 (+5.41%) | $2,254,846 (+4.04%) Land $1,127,423 Building $1,127,423 | |
| 2023 | $25,927.00 (+8.3%) | $2,167,290 Land $1,083,645 Building $1,083,645 | $2,580,570 |
| 2022 | $23,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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