1228 Spruce St, Ashland, PA 17921 Property Records

Schuylkill County property record for 1228 Spruce St, Ashland, PA 17921

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,524 sqft · built 1952
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Sep 2025)
Tax Bill	$9,067 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-06-0350.000`

Property Details

APN / Parcel Number

Primary APN	`38-06-0350.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Basement Area	1,524 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1228 SPRUCE ST
City	ASHLAND
State	PA
Zip	17921-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.11 ACRES50X1001228 SPRUCE STREET
Jurisdiction	SCHUYLKILL PA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1052
Census Tract	1000

Owner

1228 Spruce St is owned and occupied by an individual who bought it in September 2025.

Source: Schuylkill County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1228 SPRUCE ST, ASHLAND, PA 17921-1835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Deed Document Number	202511255
Deed Book / Page	2920 / 1752
Prior Transfer Date	Feb 6, 2015
Prior Transfer Doc	2524/1254
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHUYLKILL PA
Recording Date	Sep 9, 2025
Property Address	1228 SPRUCE ST, ASHLAND, PA 17921-1835
Document Number	02920/1752
Book / Page	2920 / 1752
Instrument Date	Sep 4, 2025
Instrument	2025-11255
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	UNKNOWN, BLUE MOUNTAIN ABSTRACT CO LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 SPRUCE ST, ASHLAND, PA 17921-1835
Investor	Possibly a Property Investor

Mortgage

Document Number	0202511256
Date	Sep 9, 2025
Instrument	2025-11256

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1228 Spruce St was $9,067 with a homeowner's exemption, up 311.2% from the year before.

Source: Schuylkill County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Ashland Borough
County	Schuylkill County
Unified School District	North Schuylkill School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$156,600 Land $17,900 Building $138,700
2026	$9,067.00 (+311.2%) Homeowner's exemption	$156,600 (+592.46%) Land $17,900 Building $138,700
2025	$2,205.00 (+7.61%) Homeowner's exemption	$22,615 (-) Land $5,000 Building $17,615
2024	$2,049.00 Homeowner's exemption	$22,615 Land $5,000 Building $17,615
1996			$45,230 Land $10,000 Building $35,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1228 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2010)
Most Recent Claim	Sep 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 Spruce St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 83% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND AREA WATER AUTHORITY serves 4,200 people · EPA ID PA3540030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

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