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1228 SE Ocean Blvd, Stuart, FL 34996 Property Records

Martin County property record for 1228 SE Ocean Blvd, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,070 sqft · built 1986
Lot Size0.319 acres (13,896 sqft)
OwnerIndividual Name on File
Last Sale$179,000 (Dec 1999)
Tax Bill$5,698 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-000-000-0015.3-3-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-000-000-0015.3-3-0000
Alternative APNs
  • 03-38-41-000-000-00153-3
  • 19687

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,070 sqft Living Area
Gross Area1,550 sqft
1st Floor Area1,070 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,896 sqft (0.319 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19687
Street Address1228 SE OCEAN BLVD
CitySTUART
StateFL
Zip34996-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEG 833 W OF SE CORNER OF NE 1/4 OF SW 1/4 OF SEC 3 N 762.89 TO POB W 150 N 93 E 150 & S 93 TO POB
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionACREAGE
Legal Block1
Legal Lot Number15
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1015
Census Tract902

Owner

1228 SE Ocean Blvd is owned by an individual who acquired it in April 2013.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1224 SE OCEAN BLVD, STUART, FL 34996-2620
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 1999 · Amount on File
Deed SaleDec 30, 1999 · Amount on File
Prior SaleJul 8, 1997 · Amount on File
Deed Book / Page1446 / 2099
Last Transfer DateApr 19, 2013
Transfer Doc0026461255
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1228 SE OCEAN BLVD, STUART, FL 34996-2620
Document Number0031670774
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1224 SE OCEAN BLVD STUART FL 349962620, STUART, FL 34996-2620

Mortgage

Document Number0031670774
DateOct 21, 2020
Book Page003167/000774
Instrument2844937
Lender
NameOCEAN LNDG HM LNS INC
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1228 SE Ocean Blvd was $5,698, up 3.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,698.00 (+3.36%)$309,406$341,430 Land $168,300 Building $173,130
2024$5,513.00 (+5.73%)
2023$5,214.00 (+16.44%)$255,709 (+1%)$322,820 (+30.4%) Land $158,400 Building $164,420
2022$4,478.00$232,463$247,560 Land $149,990 Building $97,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 SE Ocean Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims14 (1999–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 SE Ocean Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream.

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