Lorain County property record for 1228 Root Rd, Lorain, OH 44052 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,137 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $147,000 (2022) |
| Tax Bill | $1,544.00 (2025) |
Source: Lorain County records · APN 03-00-057-104-023
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| May 09, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CITIZENS BANK NA |
| May 31, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PREMIER BANK |
| Oct 07, 2021 | Warranty Deed, Transfer AFFINITY TITLE COMPANY, INFINITY TITLE CO |
| Dec 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Oct 07, 2021 · Amount on Record |
| Deed Doc Number | 2022877449 |
| Prior Transfer Date | Dec 20, 2020 |
| Prior Transfer Doc | 0000794598 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Document Number | 0000100440 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026100440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Document Number | 0000100440, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026100440 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jun 01, 2052 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Document Number | 0000012552 |
|---|---|
| Date | May 09, 2024 |
| Instrument | 2024-0012552 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02940 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 31, 2022 |
| Property Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Document Number | 0000877449 |
| Map Reference | VOL 14 PG 34 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022-0877449 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Document Number | 0000877450 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-0877450 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 07, 2021 |
| Property Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Document Number | 20210843125 |
| Map Reference | VOL 14 PG 34 |
| Instrument Date | Oct 04, 2021 |
| Instrument | 2021-0843125 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | AFFINITY TITLE COMPANY, INFINITY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 21, 2020 |
| Property Address | 1228 ROOT RD, LORAIN, OH 44052-2802 |
| Document Number | 0000794598 |
| Instrument Date | Dec 20, 2020 |
| Instrument | 794598 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4527 ANDOVER AVE LORAIN OH 440553526, LORAIN, OH 44055-3526 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,544.00 (-7.27%) Homeowner's exemption | $40,400 (+0.02%) Land $4,590 Building $35,810 | $115,400 (-) Land $13,100 Building $102,300 |
| 2024 | $1,665.00 (+12.65%) | $40,390 (+40.69%) Land $4,585 Building $35,805 | $115,400 (+40.7%) Land $13,100 Building $102,300 |
| 2023 | $1,478.00 (-1.66%) | $28,708 (+0.03%) Land $5,464 Building $23,244 | $82,020 (-) Land $15,610 Building $66,410 |
| 2022 | $1,503.00 | $28,700 Land $5,460 Building $23,240 | |
| 2021 | $82,020 Land $15,610 Building $66,410 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 25% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-057-104-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,137 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 179 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1228 ROOT RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KOHMEYER 50 X 179 |
| Legal Subdivision | KOHMEYER |
| Legal Block | 104 |
| Legal Lot Number | 45 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 23000 |
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