1228 Roosevelt Ave, Ames, IA 50010 Property Records

Story County property record for 1228 Roosevelt Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,684 sqft · built 1926
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Oct 2018)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03-228-160`

Property Details

APN / Parcel Number

Primary APN	`09-03-228-160`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	611 sqft
Attic	Attic
Attic Area	240 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1228 ROOSEVELT AVE
City	AMES
State	IA
Zip	50010-5876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UCRM
Legal Description	GRAND HEIGHTS ADD BLOCK:1 LOT:1 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	GRAND HEIGHTS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1001
Census Tract	900

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1228 ROOSEVELT AVE, AMES, IA 50010-5876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
May 4, 2018	Deed of Trust, Mortgage CENTRAL STATE BANK
Oct 10, 2018	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	20189325
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1228 ROOSEVELT AVE, AMES, IA 50010-5876
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202014167
Date	Nov 25, 2020
Instrument	2020-14167

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1228 ROOSEVELT AVE, AMES, IA 50010-5876
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803705
Date	May 4, 2018
Instrument	2018-03705

Lender

Name	CENTRAL STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 10, 2018
Property Address	1228 ROOSEVELT AVE, AMES, IA 50010-5876
Document Number	0201809325
Instrument Date	Oct 8, 2018
Instrument	2018-09325
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 ROOSEVELT AVE, AMES, IA 50010-5876

Mortgage

Document Number	0201809326
Date	Oct 10, 2018
Instrument	2018-09326

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 Homeowner's exemption	$253,000 (+32.39%) Land $39,000 Building $214,000	$253,000 (+32.39%) Land $39,000 Building $214,000
2024	$3,052.00 (+46.31%)
2023		$191,100 Land $33,200 Building $157,900	$191,100 Land $33,200 Building $157,900
2022	$2,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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