Fairfax County property record for 1228 Providence Ter, Mc Lean, VA 22101
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 5,048 sqft · built 2015 |
| Lot Size | 0.334 acres (14,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,300,000 (Apr 2026) |
| Tax Bill | $24,295 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0301-06-0018 |
| Primary APN | 0301-06-0018 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,048 sqft Living Area |
| Gross Area | 6,448 sqft |
| Basement Area | 1,000 sqft |
| Game Room | Game Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,537 sqft (0.334 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 64 sqft |
| Patio Area | 369 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1228 PROVIDENCE TER |
|---|---|
| City | MC LEAN |
| State | VA |
| Zip | 22101-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 130 |
| Legal Description | PROVIDENCE FOREST LT 18 |
| Legal Subdivision | PROVIDENCE FOREST |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | DRANESVILLE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 470500 |
1228 Providence Ter is owned and occupied by two individuals who bought it in April 2026.
Source: Fairfax County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1228 PROVIDENCE TER, MC LEAN, VA 22101-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Apr 17, 2026 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Apr 7, 2017 | Deed of Trust, Mortgage SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Prior Sale | Apr 10, 2017 · Amount on File |
| Deed Document Number | 202622775 |
| Deed Book / Page | 28670 / 592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Apr 17, 2026 |
| Property Address | 1228 PROVIDENCE TER, MC LEAN, VA 22101-2648 |
| Document Number | 0000022775 |
| Book / Page | 28670 / 592 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.22775 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | VS TITLE, KVS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1228 PROVIDENCE TER, MC LEAN, VA 22101-2648 |
| Document Number | 0000022775, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 28670/594 |
| Instrument | 2026.1.2026.22775 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Apr 17, 2026 |
| Property Address | 1228 PROVIDENCE TER, MC LEAN, VA 22101-2648 |
| Document Number | 0022775001 |
| Book / Page | 28670 / 592 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202622775 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | KVS TITLE LLC, KVS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1228 PROVIDENCE TER, MC LEAN, VA 22101-2648 |
| Document Number | 0000022775, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 28670/594 |
| Instrument | 2202622775 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 1228 PROVIDENCE TER, MC LEAN, VA 22101-2648 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 26748/1833 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 26748/1833 |
| Instrument | 2020163697.001 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 1228 PROVIDENCE TER, MC LEAN, VA 22101-2648 |
| Document Number | 2017022123003 |
| Book / Page | 025003 / 000144 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | MONARCH TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 1228 PROVIDENCE TER MCLEAN VA 221012648, MCLEAN, VA 22101-2648 |
| Document Number | 2017022123003 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 025003/000144 |
| Instrument | 22123003 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 9, 2047 |
The 2025 property tax bill for 1228 Providence Ter was $24,295, up 6.2% from the year before.
Source: Fairfax County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,295.00 (+6.23%) | $1,977,100 Land $612,000 Building $1,365,100 | $1,977,100 Land $612,000 Building $1,365,100 |
| 2024 | $22,871.00 (+6.5%) | ||
| 2023 | $21,476.00 | $1,803,750 Land $537,000 Building $1,266,750 | $1,803,750 Land $537,000 Building $1,266,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1228 Providence Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1228 Providence Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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