1228 Monte Verde Dr, Temple, TX 76504 Property Records

Bell County property record for 1228 Monte Verde Dr, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1,705 sqft · built 2020
Lot Size	0.235 acres (10,215 sqft)
Owner	2 Individual Names on File
Last Sale	$336,458 (Aug 2022)
Tax Bill	$6,288 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0081199259`

Property Details

APN / Parcel Number

Primary APN	`0081199259`
Alternative APN	`496451`

Interior

Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,705 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,215 sqft (0.235 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	1228 MONTE VERDE DR
City	TEMPLE
State	TX
Zip	76504-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE VERDE PHASE I, BLOCK 001, LOT 0001
Legal Subdivision	MONTE VERDE PHASE I
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3009
Census Tract	20401

Owner

1228 Monte Verde Dr is owned by two individuals who bought it in August 2022.

Source: Bell County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 FALCON CV, LIBERTY HILL, TX 78642-3576
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 5, 2022	Warranty Deed, Transfer · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Jul 5, 2022
Deed Document Number	202249117
Record Updated	Jun 8, 2026

August 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 2, 2022
Property Address	1228 MONTE VERDE DR, TEMPLE, TX 76504-8809
Document Number	0000049117
Map Reference	DOC 2020-036652
Instrument Date	Jul 28, 2022
Instrument	2022049117
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	VALERO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 FALCON LN, LEANDER, TX 78641-1879

Mortgage

Document Number	0000049118
Date	Aug 2, 2022
Instrument	2022049118

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 21, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 5, 2022
Property Address	1228 MONTE VERDE DR, TEMPLE, TX 76504-8809
Document Number	0000042372
Map Reference	DOC 2020-036652
Instrument Date	Jul 1, 2022
Instrument	2022042372
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	VALERO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3200 COUNTY ROAD 232, 3200, FLORENCE, TX 76527-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 W MAIN ST, LITTLE RIVER ACADEMY, TX 76554-2955

Mortgage

Document Number	0000042745
Date	Jul 5, 2022
Instrument	2022042745

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1228 Monte Verde Dr was $6,288.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,288.00	$269,832 Land $38,000 Building $231,832	$269,832 Land $38,000 Building $231,832
2023	$6,854.00 (+10.28%)	$298,954 Land $37,000 Building $261,954	$298,954 Land $37,000 Building $261,954
2022	$6,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 Monte Verde Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 Monte Verde Dr is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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