1228 Larvotto Loop, Laredo, TX 78045 Property Records

Webb County property record for 1228 Larvotto Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,274 sqft · built 2021
Lot Size0.113 acres (4,907 sqft)
Owner2 Individual Names on Record
Last Sale$379,822 (Jul 2023)
Tax Bill$1,983 (2025)
Deeds & MortgagesJul 2023 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN969-61004-280

Property Details

APN / Parcel Number

Primary APN969-61004-280
Alternative APN
  • 597558

Interior

Stories2 Stories
Building Area2,274 sqft Living Area
Gross Area2,757 sqft
1st Floor Area1,122 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,907 sqft (0.113 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area847 sqft

Location & Zoning

Street Address1228 LARVOTTO LOOP
CityLAREDO
StateTX
Zip78045-6934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONACO, BLOCK 4, LOT 28, PHASE II
Legal SubdivisionMONACO
Legal PhaseII
Legal Block4
Legal Lot Number28
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2000
Census Tract1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1228 LARVOTTO LOOP, LAREDO, TX 78045-6934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2023Vendor's Lien, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
Sep 15, 2021Vendor's Lien, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2023 · Amount on Record
Deed SaleJul 7, 2023 · Amount on Record
Prior SaleSep 15, 2021 · Amount on Record
Deed Document Number20231504475
Deed Book / Page5494 / 435
Prior Transfer DateAug 14, 2021
Prior Transfer Doc005111/342
Record UpdatedOct 29, 2026

July 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJul 7, 2023
Property Address1228 LARVOTTO LOOP, LAREDO, TX 78045-6934
Document Number005494/435
Book / Page5494 / 435
Map ReferenceVOL 36 PG 47&48
Instrument DateJun 30, 2023
Instrument1504475
Transaction TypeTransfer
Record UpdatedJul 20, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1228 LARVOTTO LOOP, LAREDO, TX 78045-6934

Mortgage

Document Number0001504476
DateJul 7, 2023
Instrument1504476
Lender
NameFLAGSTAR BANK FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 15, 2021
Property Address1228 LARVOTTO LOOP, LAREDO, TX 78045-6934
Document Number005111/342
Book / Page5111 / 342
Map ReferenceVOL 36 PG 47&48
Instrument DateAug 14, 2021
Instrument1442147
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1228 LARVOTTO LOOP, LAREDO, TX 78045-6934

Mortgage

Document Number0001442148
DateSep 15, 2021
Instrument1442148
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$389,410 (-0.64%) Land $68,894 Building $320,516$389,410 (-0.64%) Land $68,894 Building $320,516
2025$1,983.00 (-12.02%) Homeowner's exemption$391,912 (+16.94%) Land $68,894 Building $323,018$391,912 (+16.94%) Land $68,894 Building $323,018
2024$2,254.00 (+11.03%)
2023$335,133 (+11.87%) Land $56,185 Building $278,948$335,133 (+11.87%) Land $56,185 Building $278,948
2022$2,030.00 Homeowner's exemption$299,562 Land $56,185 Building $243,377$299,562 Land $56,185 Building $243,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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